Director, Fintech Compliance

Bachelor’s Degree required and CRCM preferred. Strong knowledge of financial laws and regulations, including: CFPB regulations (Reg B, Reg E, Reg P, and Reg Z); federal and state consumer protection laws (UDA(A)P, CAN SPAM, and TCPA); commercial and consumer credit, prepaid debit cards, electronic funds transactions; money transmitter laws, and card association and payment network rules. Direct experience leading compliance programs for financial products and services, specifically payment processing, money transmission, and banking products. Typically requires 15+ years of related experience with a Bachelor’s degree; or 12+ years and a related Master’s degree. 10+ years of experience in a compliance, risk, or audit role at a financial institution providing commercial and/or consumer non-investment banking products (Fintech or payments industry preferred). Experience maintaining fintech-oriented frameworks, bank partnerships and third party vendors programs. Familiarity with operational processes and regulations related to banking products. Strong communication skills (both written and verbal).

Manage compliance team supporting Fintech products. Oversee development and maintenance of product-specific compliance management programs. Serve as a compliance thought partner to Fintech business stakeholders. Guide Fintech Compliance team in product reviews. Serve as compliance sponsor on compliance committees. Escalate key compliance risks and issues. Review results from compliance testing programs. Ensure product specific regulatory changes are monitored and assessed. Oversee partner relationships and ensure obligations are met. Maintain state money transmitter licenses and compliance with associated requirements.