Staff Software Engineer - Backend, Cards

7+ years developing web APIs within .NET (C#) Experience building resilient financial systems with state machine logic and complex lifecycles Ability to balance immediate business needs with long-term architectural considerations Strong understanding of distributed systems, queue-based architectures, and data-intensive applications Experience scaling consumer-facing products with significant transaction volumes Ability to collaborate effectively with product, risk, and operational teams Comfort making decisions with incomplete information and adapting as new data emerges Skill in mentoring and elevating the capabilities of other engineers Able to effectively leverage AI-powered development tools (e.g., Cursor, Augment, Factory) to enhance productivity, code quality, and collaboration

Scale one of the fastest-growing credit card platforms Build systems that contribute to financial empowerment Drive adoption and utilization of card products through engineering excellence Scale the platform to handle substantial growth Evolve existing systems to support an expanding customer base Enhance AI-driven payment scheduling systems Scale rewards platform to drive increased card utilization Optimize virtual card infrastructure Build automated loss mitigation features Create sophisticated customer segmentation tools