Credit Risk Expert (Experto/a en Riesgo de Credito) – Remote
Company:Clara
Location:Latin America
Languages:English, Portuguese
Seniority level:Senior, Proven experience
Experience:Proven experience
Skills:
SQLComplianceData visualizationFinancial analysisData modelingFluency in EnglishRisk Management
Requirements:
Academic background in Actuarial Science, Mathematics, Statistics, Computer Science, or similar Proven experience in credit risk management in Latin American markets Strong proficiency in SQL and data visualization tools such as Metabase Deep familiarity with predictive modeling, risk reporting, and model performance evaluation Experience building and maintaining credit risk methodologies Fluency in English and Portuguese
Responsibilities:
Lead and support the development of regulatory and non-regulatory credit risk models Drive innovation in predictive analytics and modeling frameworks Own the Risk MIS: monitor credit policy performance, model outcomes, and portfolio trends Collaborate across Operations, Finance, and Data teams Ensure model monitoring, backtesting, and recalibration routines are best-in-class Provide clear insights and recommendations to senior leadership Continuously improve data and modeling processes Maintain rigorous standards of data quality, documentation, and model governance
