RecargaPay

👥 501-1000💰 $10,000,000 Debt Financing almost 3 years agoMobile PaymentsFinancial ServicesFinTech💼 Private Company
Website LinkedIn Email Facebook Twitter

RecargaPay is a Super App in Brazil that simplifies everyday payments for consumers and SMEs, offering services like bill payments, mobile top-ups, and loans while consolidating various payment methods. The platform aims to democratize mobile payments and financial services for both banked and unbanked Brazilians.

Related companies:

Jobs at this company:

Apply
🔥 Legal Specialist
Posted 5 days ago

📍 Brazil

🔍 Financial Services

  • Formado em direito com OAB ativa
  • Inglês avançado
  • Experiência em instituições financeiras
  • Experiência com direito societário
  • Condução regulatória de pesquisas, projetos e análises multidisciplinares dentro da RecargaPay
  • Elaboração de minutas diversas, incluindo atas, contratos e estatutos sociais, respostas à ofícios e comunicados
  • Realização de rotinas regulatórias através dos módulos Sisbacen (Autran, Unicad, Siscom e STA)
  • Análise de normas expedidas que possam afetar o conglomerado RecargaPay

Business AnalysisOracleFinancial ManagementActiveMQComplianceFinancial analysis

Posted 5 days ago
Apply
Apply

📍 Brazil

🔍 Lending

  • Deep experience with SQL for querying large datasets, optimizing performance, and creating reusable data logic.
  • Proven experience building and optimizing interactive dashboards in QlikSense or a similar tool; knowledge of app design best practices.
  • Familiarity with Redshift, Databricks, and data warehousing concepts.
  • Solid understanding of credit products, collections strategies, portfolio risk, and financial KPIs.
  • Strong ability to communicate analytical results clearly and collaborate effectively with technical and non-technical teams.
  • Bachelor’s degree in Business, Engineering, Technology, Finance, or related fields.
  • Produce forecasts and estimations to evaluate product performance and support short- and long-term strategic decisions.
  • Partner with product managers to ensure all new features and changes are built with measurable KPIs, allowing for seamless performance tracking from day one.
  • Build and enhance QlikSense dashboards to monitor portfolio, collections, and product performance. Add relevant variables and data streams to ensure comprehensive insights.
  • Continuously optimize SQL queries and improve the performance of QlikSense apps to ensure scalability, efficiency, and fast execution of reports.
  • Conduct in-depth analysis on user behavior, repayment trends, and risk dynamics, helping the product team make data-backed decisions.
  • Handle analytical and operational requests from the Finance, Risk, and Data Science teams, delivering high-quality data support and insights.
  • Maintain clear documentation of metrics, queries, and dashboards to promote governance and reproducibility.
  • Analyze and monitor credit portfolio performance, collections effectiveness, and other key financial indicators critical to Lending.
  • Support the ongoing migration from Redshift to Databricks, ensuring no data loss and continuity of insights.

SQLData AnalysisETLQliksenseAnalytical SkillsFinancial analysisData modeling

Posted 9 days ago
Apply
Apply

📍 Brazil

🔍 Fintech

  • Highly analytical, with strong synthesis skills and ability to communicate effectively at the executive level
  • Self-starter who operates independently, with a strong sense of urgency and a high bar for excellence
  • Demonstrates discipline and thrives in ambiguity, approaching it with confidence and enthusiasm
  • Passionate about strategy, fintech, and business scaling
  • Experience in strategy consulting, investment banking, VC/PE, Fintech, or similar high-performance environments
  • Educational background in Engineering, Business, Economics, or a related field
  • Fluency in English and/or Spanish is required
  • Conduct market-intelligence analyses, including benchmarking local and global fintechs and comparing value propositions across products and client segments
  • Develop and maintain evaluation frameworks for new initiatives, partnerships, and business opportunities
  • Support the structuring and execution of high-impact strategic initiatives across multiple business areas
  • Perform quantitative and qualitative analyses (e.g., market trends, competitive landscape, internal performance) to inform executive decision-making
  • Prepare executive-level presentations, reports, and briefing materials for leadership meetings, strategic committees, and board discussions
  • Organize and operationalize leadership routines, such as executive meetings, and initiatives prioritization

Business AnalysisBusiness IntelligenceData AnalysisStrategyFinancial ManagementCommunication SkillsAnalytical SkillsMicrosoft ExcelPresentation skillsMarket ResearchData visualizationStrategic thinkingFinancial analysis

Posted 11 days ago
Apply
Apply
🔥 Tech Lead (Fraud)
Posted 15 days ago

📍 Brazil, Argentina

🧭 Full-Time

🔍 Software Development

  • Hands-on experience in backend (Java, Spring Boot, Kafka, PostgreSQL, AWS)
  • Experience leading teams and working in product-driven companies
  • Experience in Python is a plus
  • Experience with asynchronous programming
  • Experience working with domains of medium to high complexity
  • Solid understanding of how web and mobile applications work including security, session management, and best development practices
  • Knowledge of relational database systems and Object Oriented Programming
  • Knowledge of Domain-Driven Design (DDD) and experience designing or maintaining microservices-based systems
  • Practical experience applying AI frameworks in development projects
  • Solid understanding of the software development lifecycle and experience with agile methodologies
  • Define team objectives and project goals, ensuring alignment with the company's broader strategies and objectives.
  • Facilitate communication within the squad and across technical and non-technical teams, ensuring alignment and timely delivery of high-quality outcomes.
  • Actively participating in the recruitment, training, and development of team members, fostering a productive and growth-oriented environment.
  • Collaborating with other technical leaders, aligning technology strategies and contributing to the evolution of the company's technical direction.
  • Ensuring the technical quality of deliverables, providing guidance and support in solving complex problems.
  • Promote the adoption of AI-assisted engineering practices within your squad and chapter, leveraging tools for code generation, automated refactoring, test case creation, and technical documentation. Identify opportunities where AI can enhance developer productivity, code quality, and team velocity.
  • Guide conversations to remove blockers and encourage collaboration in your team.
  • Collaborate with the Product Owner to ensure technical initiatives, such as refactoring, performance tuning, and tech debt—are properly scoped and prioritized within the product backlog.
  • Ensure implementation of quality and observability standards, including automated testing, monitoring, alerting, and logging across the development lifecycle.
  • Lead retrospectives and continuous improvement efforts, driving team evolution through feedback and actionable insights.
  • Support team staffing decisions by matching people to tasks based on skills, priorities, and development opportunities.
  • Support the definition and follow-up of individual development goals aligned with team objectives and business priorities.

AWSBackend DevelopmentLeadershipPostgreSQLProject ManagementPythonSoftware DevelopmentSQLAgileArtificial IntelligenceFrontend DevelopmentJavaKafkaMachine LearningSoftware ArchitectureSpring BootAPI testingCI/CDRESTful APIsDevOpsMicroservicesTeam management

Posted 15 days ago
Apply
Apply
🔥 Credit Risk Expert
Posted 23 days ago

📍 Brazil

  • Conhecimento consolidado nas resoluções do Banco Central do Brasil e leis aplicáveis à Instituições Financeiras e Instituições de Pagamento
  • Conhecimento do ciclo de crédito (PF, PJ), risco de crédito, modelagem e PDD
  • Perfil inovador, problem-solving, negociador e influenciador
  • Conhecimento de ferramentas de manipulação de dados e programação, preferencialmente SQL
  • Conhecimento e experiência em desenvolvimento de modelos de Data Science
  • Boa comunicação, proatividade e capacidade analítica
  • Desejável conhecimento em ferramentas de criação de dashboards
  • Definir e implementar as metodologias para a gestão do risco de crédito, em conformidade com as resoluções do Banco Central do Brasil
  • Monitorar o apetite ao risco de crédito, sugerindo correções, quando necessário
  • Atuar como consultor, para todo o público interno, propondo melhorias para o gerenciamento do risco de crédito
  • Elaborar relatórios executivos
  • Atender à auditorias internas, externas e de órgãos reguladores
  • Elaborar documentação interna da área como políticas e manuais
  • Assegurar o alinhamento entre as áreas de Primeira e Segunda Linhas, garantindo crescimento sustentável e seguro da Carteira de Crédito

SQLData AnalysisData scienceAnalytical SkillsProblem SolvingAgile methodologiesComplianceActive listeningRisk ManagementData visualizationFinancial analysisData modeling

Posted 23 days ago
Apply
Apply

📍 Brazil

🔍 Banking

  • Formação em Ciências Contábeis
  • Experiência consolidada na elaboração de demonstrações financeiras em IFRS
  • Domínio de Excel, Word e capacidade de elaborar apresentações claras e objetivas
  • Conhecimento do setor bancário e suas particularidades
  • Habilidade para interpretar e aplicar normas contábeis e regulatórias
  • Perfil pró-ativo, comunicativo e mão na massa, com facilidade para trabalhar em equipe
  • Capacidade de adaptação a um ambiente dinâmico e em constante mudança
  • Experiência com sistemas contábeis e ferramentas de gestão
  • Elaborar demonstrações financeiras de acordo com as normas IFRS bem como CADOCs do conglomerado prudencial
  • Executar informes trimestrais do conglomerado prudencial para apresentação aos stakeholders
  • Desenvolver, revisar e implementar políticas contábeis
  • Analisar normas contábeis e regulatórias, propondo sua aplicação na empresa
  • Suporte na elaboração e revisão de CADOCs contábeis e demais pertinentes à área (como FGC)
  • Redigir memorandos técnicos e relatórios gerenciais para suporte à gestão
  • Garantir conformidade com legislações contábeis e regulatórias aplicáveis ao setor bancário
  • Acompanhar auditorias internas e externas, respondendo a questionamentos e fornecendo suporte técnico
  • Colaborar na melhoria contínua de processos contábeis, propondo soluções práticas e eficientes
  • Contribuir para a integração entre áreas, promovendo a comunicação clara e trabalho em equipe

Data AnalysisMicrosoft ExcelAccountingComplianceReportingBudgetingRisk ManagementFinancial analysisBookkeeping

Posted 25 days ago
Apply
Apply

📍 Brazil

  • Strong knowledge of SQL (e.g., Presto, PostgreSQL, BigQuery)
  • Experience with data visualization tools (Power BI, Tableau, Qlik Sense, etc.)
  • Knowledge of data modeling (e.g., dimensional modeling, star schema)
  • Experience with Python for analysis, automation, and data processing
  • Model data with a focus on analytical consumption, applying best practices to structure data marts, views, and semantic layers aligned with business needs (Databricks and Redshift).
  • Build dashboards and management reports using tools like Qlik Sense / Tableau, focusing on clarity, user autonomy, and action-oriented insights.
  • Translate business needs into data solutions, working closely with product leadership.
  • Create and maintain SQL and Python scripts for data analysis, automation, and consolidation from various internal and external sources.
  • Ensure governance, consistency, and documentation of developed analytical solutions.
  • Automate analytical processes using Python, SQL, and Sense scripts to increase efficiency and reliability.
  • Act as a technical reference, promoting knowledge sharing and analytical best practices across business teams.

PythonSQLData AnalysisETLGitQliksenseTableauData engineeringData visualizationData modelingScripting

Posted about 1 month ago
Apply
Apply
🔥 FP&A Specialist
Posted about 2 months ago

📍 Brazil

🔍 Financial Services

  • Conhecimento em consolidação de sociedades e relações intercompanies (nice-to-have).
  • Conhecimento de visão USGAAP.
  • Excel Avançado.
  • Inglês avançado / Espanhol desejável.
  • Trabalho em equipe / relacionamento com outras áreas.
  • Conhecimentos em modelagem financeira.
  • Conhecimentos em sistemas de planning (plus).
  • Conhecimentos de cohorts (plus).
  • Desenvolver e manter modelos financeiros para previsão de receitas, despesas, balanço e fluxo de caixa, e como estas demonstrações financeiras estão interrelacionadas.
  • Realizar análises detalhadas de desempenho financeiro, incluindo análise de margens, rentabilidade de produtos/serviços, eficiência operacional e métricas financeiras chave.
  • Colaborar na elaboração do orçamento anual da empresa e monitorar o desempenho em relação a esse orçamento.
  • Preparar relatórios financeiros regulares para a alta administração e partes interessadas externas, como investidores e reguladores.
  • Fornecer análises financeiras e insights para apoiar a tomada de decisão estratégica em toda a organização.
  • Trabalhar em estreita colaboração com outras equipes, como operações, vendas e desenvolvimento de produtos, para entender as necessidades financeiras de cada área e garantir a integração das informações financeiras em toda a empresa.
  • Identificar oportunidades para melhorar processos financeiros e implementar soluções eficientes e escaláveis.

Financial ManagementAccountingBudgetingFinancial analysis

Posted about 2 months ago
Apply
Apply

📍 Brazil

  • Data Modeling (conceptual, logical, and physical)
  • SQL and NoSQL Databases (PostgreSQL, MySQL, Oracle, ElasticSearch)
  • Data Warehousing and Data Lakes Architecture (Snowflake, Redshift, BigQuery, Hadoop)
  • ETL/ELT and Data Integration (Apache Airflow, DBT)
  • Big Data and Distributed Processing (Spark, Kafka, Flink, Databricks)
  • Cloud Computing (AWS, Azure, Google Cloud – services like S3, Glue, Data Factory, BigQuery)
  • Data Security and Governance (LGPD, GDPR, RBAC, data encryption)
  • APIs and System Integration (REST, GraphQL, gRPC)
  • Agile Methodologies (Scrum, Kanban)
  • Define and design the company's data architecture, aligned with best practices and business needs.
  • Create conceptual, logical, and physical data models, ensuring data structuring and integrity.
  • Develop robust and scalable data pipelines, optimizing ETL/ELT processes for Big Data and Data Warehousing.
  • Lead data governance initiatives, establishing quality, security, and compliance policies (LGPD, GDPR).
  • Ensure interoperability between systems and platforms, creating architectures that enable integration across multiple data sources.
  • Support the selection of technologies and tools for data storage, processing, and analysis (Data Lakes, Data Warehouses, Cloud, etc.).
  • Collaborate with cross-functional teams (Data Engineers, Data Scientists, BI Analysts) to ensure data efficiency and quality.
  • Conduct audits and optimizations to improve the performance of databases and data solutions.
  • Document processes, architecture, and data standards to ensure reproducibility and maintenance.
  • Act as a technical mentor, training other professionals and ensuring the dissemination of best practices in data architecture.

AWSGraphQLPostgreSQLSQLApache AirflowCloud ComputingElasticSearchETLHadoopKafkaMySQLOracleSCRUMSnowflakeAzuregRPCNosqlSparkAgile methodologiesData modeling

Posted 3 months ago
Apply
Apply

📍 Brazil, Argentina

🔍 Financial Services and Payments

  • Experience in hands-on engineering roles.
  • BS/MS degree in Computer Science, Engineering or a related subject.
  • Capacity to work with medium domains of medium/high complexity.
  • Solid understanding of web applications including security, session management, and best practices.
  • Knowledge of relational database systems and Object Oriented Programming.
  • Familiarity with Domain Driven Design; knowledge of Microservice Architecture is a plus.
  • Ability to thrive in a fast-paced environment and learn rapidly.
  • Proven ability to design complex distributed applications for high performance and scalability.
  • Development experience with Java, Spring Boot, PostgreSQL, Kafka, and AWS.
  • Experience with asynchronous programming.
  • Ability to profile and performance tune Java applications using monitoring tools.
  • Write well designed, testable, efficient code by using best software development practices.
  • Contribute in all phases of the development lifecycle.
  • Create and maintain software documentation.
  • Support continuous improvement by investigating alternatives and technologies and presenting these for architectural review.
  • Teach, mentor, grow, and provide advice to other domain experts and individual contributors across teams in their sub-department.
  • Solve technical problems of the highest scope, complexity, and ambiguity for their sub-department.
  • Look for innovation opportunities in your team with a willingness to experiment.
  • Propose initial technical implementation that supports architectural changes to solve scaling and performance problems.
  • Guide conversations to remove blockers and encourage collaboration in your team.
  • Expose the work of the sub-department and their business impact internally.

AWSPostgreSQLSoftware DevelopmentJavaKafkaSpringSpring BootCollaboration

Posted 7 months ago
Apply