- Design and own qualification criteria for legal escalation of deficiency balances.
- Review and approve all settlement letter content and collection scripts for regulatory compliance.
- Manage and audit third-party collection agencies and BPO partners.
- Oversee outside counsel selection, referrals, and performance monitoring.
- Maintain regulatory compliance for FDCPA, UDAAP, and SCRA across the portfolio.
- Develop and maintain the state-by-state legal viability map for collections.
- Manage bankruptcy filings and coordinate responses to regulatory inquiries.
- Provide compliance training for post charge-off staff.
- Write and maintain all program policies, procedures, and version-controlled documentation.