Compliance Risk & Governance Manager

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Requirements:

• Minimum of 7 years of experience in compliance risk management, internal audit, or regulatory oversight within consumer lending, preferably auto finance, including at least 4 years of team leadership or management experience
• Strong knowledge of federal and state consumer protection laws and regulations (e.g., ECOA, FCRA, TILA, UDAAP, GLBA, and Fair Lending)
• Demonstrated ability to create and lead compliance risk assessments, audit coordination, issue management processes, and regulatory exam responses
• Proven experience designing, implementing, and improving compliance programs, policies, procedures, and training initiatives within growing or evolving environments
• Strong analytical, communication, and interpersonal skills, with the ability to assess internal controls, evaluate operational processes, produce high-quality reports, and effectively collaborate across departments
• Highly organized, detail-oriented, and capable of managing multiple priorities and deadlines in a fast-paced environment

Responsibilities:

• Lead the design and execution of the annual compliance risk assessment and compliance monitoring plan, including third-party vendor reviews
• Support the growth of established compliance programs and strengthen emerging programs by developing structure, conducting evaluations, and enhancing documentation
• Develop and maintain audit and testing plans to evaluate the effectiveness of internal controls; design and assess internal control frameworks to mitigate compliance risks
• Serve as the primary compliance contact for external regulatory examinations, including planning, document coordination, response development, and remediation oversight
• Manage the Compliance Training Program, including content oversight, scheduling, completion tracking, and reporting
• Leverage outcomes from monitoring, testing, audits, and risk assessments to identify training gaps and deliver targeted training to business units
• Oversee the enterprise-wide compliance issue management process, including centralized documentation, tracking, remediation oversight, closure validation, and escalation for issues identified through internal monitoring, audits, regulatory exams, and risk assessments
• Prepare and deliver high-quality risk dashboards and reports to communicate compliance risk trends, exposures, and program effectiveness to senior leadership.
• Collaborate with business units and subject matter experts to integrate regulatory changes, compliance expectations, and industry best practices into operations, training, and risk mitigation efforts
• Maintain strong working knowledge of relevant federal and state regulations, ensuring ongoing integration of regulatory expectations into compliance risk activities