Senior Credit Risk Manager
New
F
FINNFintech
Remote #APJ #EMEAFull-TimeSenior
Salary not disclosed
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Job Details
- Languages
- English
- Experience
- At least 5 years
- Required Skills
- PythonSQLData AnalysisMLOps
Requirements
- At least 5 years of experience in consumer credit risk analysis.
- Bachelor's degree in business, finance, economics, actuarial studies, computer science, or a relevant field.
- Demonstrated proficiency in consumer credit risk assessment and cross-functional business collaboration.
- Hands-on experience building, testing, deploying, and monitoring credit risk models such as logistic regression, XGBoost, or scorecards.
- Strong statistical and mathematical skills.
- Proficiency in SQL and Python.
- Strong written and verbal communication skills in English.
- Ability to communicate complex credit risk concepts to non-technical stakeholders.
- Independent, creative, and proactive problem-solving mindset.
Responsibilities
- Monitor key risk metrics like default and approval rates and investigate significant changes.
- Analyze large datasets to identify trends, anomalies, and improvement areas.
- Simulate impact of credit policy changes, support A/B tests, and guide rollouts to optimize approval funnels.
- Develop, test, and deploy risk models in an iterative, agile manner.
- Monitor risk model performance, tracking feature stability, accuracy, and drift.
- Collaborate with internal and external vendors to evaluate and integrate new data sources.
- Contribute to the setup of early warning signals for portfolio deterioration.
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