FP&A Manager, GTM Finance - Credit Products
New
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MarqetaFintech, Credit Products
This role can be performed remotely anywhere within the U.S. or from our local Oakland office.Full-TimeManager
SalaryNational: $128,000 - $160,000; Premium: $137,900 - $172,400; Premium Plus: $147,800 - $184,700
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Job Details
- Experience
- 6-8 years
- Required Skills
- Data AnalysisMicrosoft ExcelGoogle Workspace
Requirements
- Bachelor's degree in Finance, Accounting, Economics, Engineering, Math, or related quantitative field.
- 6-8 years of experience in FP&A, deal desk, pricing, or credit product finance.
- Meaningful exposure to credit card or lending economics.
- Deep understanding of credit economics, including interchange, loss provisioning, and cost of funds.
- Advanced proficiency in Excel and Google Workspace.
- Proven ability to build trust and partner effectively with cross-functional Sales and Credit teams.
- Experience in financial modeling with comfort in ambiguity.
- Excellent written and verbal communication skills.
- Bias for process improvement and proactive problem-solving.
- Comfort and experience using AI tools in day-to-day work.
Responsibilities
- Serve as the financial partner to Sales on live credit deals by modeling the full economic stack including interchange, finance charges, and cost of funds.
- Build deal-level models that capture the full life-of-portfolio economics, including performance as portfolios mature.
- Partner with Credit Risk and Capital Markets teams to ensure deal models reflect realistic loss assumptions and capital efficiency.
- Build foundational models for credit products, including monthly volume projections, receivables, and loss curves to support bank partnerships.
- Model multi-party revenue share structures across program managers, sponsor banks, and networks.
- Lead deal review meetings with sales leadership to translate complex economics into actionable recommendations.
- Sharpen the credit-specific deal desk toolkit, including pricing benchmarks and loss-curve templates.
- Collaborate with the broader deal desk team across debit and prepaid product lines.
- Experiment with AI to accelerate modeling, scenario analysis, and internal tool development.
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