Senior FP&A Analyst
New
L
LedgebrookInsurTech
United StatesFull-TimeSenior
SalaryCompetitive salary and meaningful equity
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Job Details
- Experience
- 5–7 years of directly relevant experience
- Required Skills
- SnowflakeMicrosoft ExcelRisk ManagementWorkdayGenerative AI
Requirements
- Bachelor’s degree in Finance, Actuarial Science, Mathematics, Accounting, or a related field.
- 5–7 years of directly relevant experience in insurance capital management, ERM, actuarial finance, or statutory FP&A.
- Demonstrated hands-on experience with AM Best’s BCAR model.
- Working knowledge of loss reserving methodologies.
- Familiarity with statutory financial statements and their relationship to capital adequacy.
- Advanced financial modeling skills and expert-level Excel proficiency.
- Strong verbal and written communication skills with experience presenting to CFO and C-suite audiences.
- Experience with generative AI tools to enhance financial analysis and reporting.
- Ability to operate independently in a remote, fast-moving environment.
- Experience with Workday and Snowflake is a plus.
Responsibilities
- Own capital adequacy modeling across Ledgebrook’s risk-bearing entities, including captives and fronting/carrier structures, with a primary lens on AM Best’s BCAR framework.
- Maintain and develop loss reserve models, including triangle-based methodologies and translate reserve adequacy findings into executive-level capital planning outputs.
- Build and maintain dynamic capital planning models that stress-test surplus positions under adverse loss, premium growth, and reinsurance scenarios.
- Lead underwriting profitability analysis by accident year, line of business, and entity—surfacing actionable insights on combined ratio drivers and reserve margin trends.
- Support the annual planning and reforecasting cycle with entity-level P&L projections and capital deployment scenarios.
- Serve as the internal subject matter expert on statutory capital requirements, risk-based capital (RBC) frameworks, and AM Best rating methodology.
- Collaborate cross-functionally with Actuarial, Accounting, and Underwriting to ensure reserve estimates, premium bookings, and capital positions are coherent and audit-ready.
- Prepare materials for CFO and Board-level consumption including capital adequacy dashboards and scenario analyses.
- Support rating agency interactions and diligence processes, including BCAR sensitivity analysis.
- Identify opportunities to automate and modernize capital and reserve reporting workflows.
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