Credit Analyst
United StatesFull-TimeMiddle
Salary$30.34 - 39.98 / hour
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Job Details
- Experience
- Two or more years
- Required Skills
- Microsoft ExcelAccountingFinancial analysis
Requirements
- Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field.
- Two or more years of related credit or financial analysis experience.
- Strong grasp of basic accounting principles.
- Ability to analyze financial statements, tax returns, and cash flow.
- Solid analytical thinking and sound judgment.
- Ability to manage high volumes of work accurately in a deadline-driven environment.
- Clear and professional written and verbal communication skills.
- Understanding of federal and state regulations related to commercial lending.
- Proficiency in Excel and Word.
Responsibilities
- Investigate credit and financial information for prospective and existing commercial clients.
- Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
- Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
- Support new, renewed, and existing loan requests ranging from simple to moderately complex.
- Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.
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