Senior Manager, Credit Risk
New
Arizona, Connecticut, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, WisconsinFull-TimeManager
Salary not disclosed
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Job Details
- Experience
- 8 to 12+ years of experience
Requirements
- 8 to 12+ years of experience in credit risk, underwriting, or credit policy within a lending or financial services environment
- Experience working with multiple investor guidelines and overlays
- Demonstrated ability to write, interpret, and operationalize credit policy
- Strong credit judgment with ability to make decisions under ambiguity
- Ability to translate complex or unclear guidelines into clear, actionable rules
- Consistent and disciplined decision making across varying scenarios
- Strong written communication skills with ability to document policy and rationale clearly
- Practical, execution focused mindset with attention to operational detail
- Experience building or improving underwriting governance frameworks
- Manufactured housing, specialty finance, or partner-based lending experience strongly preferred
Responsibilities
- Own drafting, updating, and maintenance of underwriting guidelines and credit policy
- Translate investor guidelines and overlays into clear, actionable internal standards
- Maintain and enhance underwriting authority structures, including approval tiers and escalation paths
- Serve as the first point of contact for guideline questions and credit policy clarifications
- Develop and maintain guideline grids, investor overlay matrices, decision trees and reference materials
- Review defaulted loans and perform root cause analysis
- Maintain credit risk policies and procedures in alignment with approved practices
- Support internal and external audits by providing evidence of policy application and governance practices
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