Senior Software Engineer, New Product

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UpstartAI Lending Marketplace
US and Canada, all U.S. time zonesFull-TimeSenior
Salary142000 - 226400 USD per year
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Job Details

Languages
English
Experience
4+ years
Required Skills
PythonJavaKafkaKotlinRubyC#RESTful APIsCoaching

Requirements

  • 4+ years of experience building frontend and backend systems in production, ideally for consumer-facing applications
  • Strong technical background in distributed systems and event-driven architecture (Kafka, SQS, Kinesis, or similar)
  • Proficiency in object-oriented programming languages (e.g., Java, Kotlin, C#, Python, Ruby)
  • Familiarity with relational databases, APIs, and caching
  • Demonstrated ability to work autonomously and thrive in ambiguous, early-stage product environments
  • Deep product sense with a strong focus on end-user experience and outcomes
  • Familiarity with observability and reliability concepts (metrics, logs, traces, SLOs)
  • Actively uses AI tools in engineering workflows, with strong opinions about the future of AI in software development
  • Excellent written and verbal communication skills
  • Experience at consumer-focused (B2C) fintech or technology companies with millions of users (preferred)
  • Background in backend systems related to payments, credit, or high-scale user workflows (preferred)
  • Experience building zero-to-one products and contributing to product direction in small teams (preferred)
  • Exposure to schema evolution and safe data migrations in distributed environments (e.g., Protobuf, Avro) (preferred)
  • Entrepreneurial mindset—comfortable in dynamic environments, with a bias toward action and ownership (preferred)
  • Track record of scrappy, high-quality execution and an interest in building software that serves underserved populations (preferred)
  • Strong AI instincts—interest or experience building agentic systems or applying LLMs to development and testing (preferred)

Responsibilities

  • Design and build the frontend systems that power a brand-new consumer credit experience
  • Develop scalable, distributed services using event-driven architectures to ensure reliability, observability, and long-term maintainability
  • Collaborate closely with design and product to translate intent into features that serve millions of consumers
  • Drive technical decisions in a zero-to-one product environment, balancing speed with high-quality execution
  • Apply AI-native workflows to accelerate development, testing, analysis, and documentation
  • Help define engineering best practices and culture within a fast-moving and outcome-driven team
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142000 - 226400 USD per year
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