Compliance & Risk Manager (Financial Crime & Seller Operations)

7+ years experience in compliance, risk, or regulatory advisory, ideally within payments, fintech, SaaS, or a Merchant of Record / marketplace model. Strong working knowledge of AML, sanctions, fraud, and merchant risk, Card scheme rules. Experience in first-line and/or second-line roles, with clear experience providing oversight, advisory, or risk and control ownership. Hands-on experience in drafting policies, designing controls, leading remediation, and working through ambiguity. Experience leading cross-functional initiatives, particularly remediation, regulatory change, or control uplift programmes. Clear and confident communicator, able to translate complex regulatory requirements. Detail-oriented and pragmatic, able to manage competing priorities while maintaining strong risk judgement.

Act as second-line SME for AML, fraud, and sanctions, providing oversight and challenge. Serve as the second-line escalation point for complex seller cases and incidents. Support external engagements related to financial crime and seller monitoring programs. Draft and maintain policies and standards across the seller lifecycle. Lead compliance workstreams within product or seller remediation initiatives. Develop and maintain obligation mapping for regulatory and scheme requirements. Provide second-line oversight of product and operational change. Support regulatory change implementation. Contribute to risk management activities, including RCSAs and control testing. Partner with Risk Operations leadership to establish governance and reporting.