OnePay

About OnePay

OnePay is transforming the financial landscape by offering a comprehensive mobile app that integrates banking, fintech solutions, online payments, cash transactions, and digital wallet services. Since its founding in 2022, OnePay has rapidly grown to serve millions of users across the United States. The company's mission is clear: to enable financial progress for everyone. Supported by Walmart and Ribbit Capital, OnePay leverages this backing to achieve significant scale and distribution. They empower users to manage their money better, offering high-yield savings, credit cards, point-of-sale lending, investing, and crypto in one seamless platform. OnePay also partners with employers and other platforms to deliver embedded financial services to millions of employees.

How We Work

OnePay fosters a dynamic environment where urgency and impact are paramount. They seek individuals who are "ready to run," "hungry and driven by urgency," "exceptional at what they do, with low ego," and "comfortable operating in motion." The company emphasizes a customer-led approach, always working backward from the user's perspective. Principles like being humble, hungry, honest, execution-obsessed, and ruthless prioritizers define their operational style. This means focusing on a few key initiatives and executing them exceptionally well.

Engineering at OnePay

OnePay's engineering team is building a scalable, multi-product platform designed for the future of fintech. Initially, they built fast with a single product stack, but as new offerings emerged, they shifted to a robust platform architecture to handle complexities like varying scale requirements, compliance needs, and data flows. This involved decoupling product logic from shared infrastructure, creating a horizontal foundation where every engineer contributes as a platform engineer. Their approach ensures new products are shipped faster, are easier to maintain, and are more scalable. OnePay also recognized the transformative potential of generative AI early on, strategically integrating AI into their platform rather than embedding bespoke capabilities within individual products. This includes deploying specialized AI agents for customer support and enhancing internal productivity with AI tools that assist with tasks like meeting notes and research. The company uses a modern tech stack including Node, TypeScript, NestJS, Kubernetes, and AWS for their backend, and React Native for mobile and web.

Why Join Us

• Drive real impact on the financial lives of millions of Americans by fixing a broken system.
• Work in a high-growth environment, backed by industry giants Walmart and Ribbit Capital, with a recent valuation exceeding $4 billion.
• Contribute to building a category-defining 'super app' that integrates diverse financial services and leverages cutting-edge AI.
• Be part of a remote-friendly culture that values urgency, ownership, and continuous learning.
• Access competitive compensation, stock options, comprehensive health benefits, and flexible time off.

Benefits & Perks

• Competitive base salary and stock options.
• Comprehensive health benefits including medical, dental, vision, mental health support, and wellness programs.
• 401(k) plan with company match.
• Remote-friendly (US) with flexible time off (FTO).
• Paid employee leave, including sick, personal, caregiver, bereavement, and parental leave.
• Monthly work-from-home stipend.