Clair

πŸ‘₯ 51-100πŸ’° $25,000,000 Debt Financing almost 2 years agoHuman ResourcesFinancial ServicesBankingFinTech
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Clair is a fintech company offering a free and compliant on-demand pay solution backed by a FDIC-insured bank. They partner with Pathward and Mastercard to provide banking services that allow workers to get paid immediately after finishing their shifts, with zero fees. Their services are available at over 10,000 employers and various workforce management platforms, aiming to improve employee retention and financial wellness in the face of front-line worker shortages.

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πŸ” Financial Technology

  • Driven by purpose and Clair’s mission
  • Bring clarity to complexity
  • Work in fast-paced environments and turn ambiguity into action
  • Communicate with empathy and intention
  • Be curious, kind, and always willing to roll up your sleeves
  • Build, improve, or scale something meaningful
  • Design for clarity, simplicity, and real human impact
  • Collaborate and thrive in environments where ideas move quickly
  • Support people who work the hardest, every day
Posted 3 days ago
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πŸ“ United States

πŸ’Έ 195000.0 - 200000.0 USD per year

πŸ” Fintech

  • 5+ years as a Data Scientist, with a strong focus on credit underwriting in the B2C fintech product space.
  • Proven experience with rules-based modeling, transaction labeling, and cash flow predictors.
  • Deep understanding of credit risk, including familiarity with relevant regulatory limits and compliance requirements.
  • Worked on a product that successfully went to market.
  • Proficient in Python, SQL, and data analysis tools.
  • Experience with financial data APIs like Plaid and handling unconventional datasets.
  • Strong background in statistical modeling, machine learning, and data visualization.
  • Ability to work with obscure data and deliver actionable insights.
  • Develop and refine rules-based models for transaction labeling (e.g., categorizing income buckets, expenses).
  • Build and optimize cash flow prediction models to assess user behavior and financial stability.
  • Conduct wage and hour assessments to ensure accurate and compliant financial modeling.
  • Analyze and interpret complex credit risk data, aligning models with regulatory requirements and limits.
  • Leverage Plaid and other financial APIs to process and analyze unconventional or obscure datasets.
  • Partner with engineering and product teams to bring data-driven insights into our product, ensuring scalability and reliability.
  • Collaborate across departments to align credit underwriting strategies with business goals.
  • Monitor and validate the performance of credit models post-launch, iterating as needed to optimize outcomes.
  • Stay current on regulatory changes and industry best practices in credit risk and financial modeling.

AWSPythonSQLData AnalysisData MiningMachine LearningAlgorithmsData scienceData StructuresPostgresRegression testingPandasCommunication SkillsAnalytical SkillsRESTful APIsData visualizationFinancial analysisData modeling

Posted 3 days ago
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πŸ“ NYC metro area, Remote

🧭 Full-Time

πŸ’Έ 125000.0 - 152000.0 USD per year

πŸ” Fintech

  • 5+ years of experience building, launching, and maintaining scalable fintech products.
  • Expertise in PHP (Laravel) with at least 3 years of experience.
  • Proficiency in frontend development using Vue.js, React.js, TypeScript, JavaScript (ES6+), and Expo (React Native).
  • Experience with databases such as MySQL, PostgreSQL, and MongoDB.
  • Strong understanding of OOP principles, design patterns, and RESTful API design.
  • Cloud & DevOps experience, including AWS, Docker, Kubernetes, and CI/CD pipelines.
  • Strong testing and QA skills using PHPUnit, Jest, Cypress, and Postman.
  • Proficiency with version control systems (Git, GitHub, GitLab, Bitbucket).
  • Adaptability to thrive in a fast-paced startup environment and navigate uncertainty.
  • Excellent interpersonal, written, and verbal communication skills with an ability to influence decisions.
  • Own and architect mission-critical financial applications, ensuring real-time, high-availability performance at scale.
  • Design highly scalable APIs that support millions of transactions, leveraging cutting-edge cloud infrastructure.
  • Lead high-performance engineering projects from conception to deployment, ensuring code quality, maintainability, and security.
  • Optimize transaction processing systems to ensure instant payments and sub-millisecond response times.
  • Make key architectural decisions to scale our on-demand pay and embedded finance solutions.
  • Set the engineering bar high by leading performance optimizations, security improvements, and system reliability enhancements.
  • Work alongside top engineers in a fast-paced, high-impact environment where decisions directly impact millions of users.

AWSBackend DevelopmentDockerPHPPostgreSQLSoftware DevelopmentCloud ComputingCypressDesign PatternsFrontend DevelopmentGitJavascriptJestKubernetesMongoDBMySQLReact.jsSoftware ArchitectureTypeScriptVue.JsAPI testingCI/CDRESTful APIsMicroservices

Posted 3 days ago
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πŸ”₯ Senior Accountant
Posted about 1 month ago

🧭 Full-Time

πŸ’Έ 106000.0 - 116000.0 USD per year

πŸ” Fintech

  • Bachelor's degree in Accounting, Finance, or related field
  • 3+ years of accounting experience, with at least 1 year in a startup or high-growth environment
  • Strong knowledge of GAAP and financial reporting standards
  • Experience with month-end close processes and financial statement preparation
  • Proficiency in accounting software (QuickBooks, NetSuite, or similar ERP systems)
  • Advanced Excel skills and comfort with financial systems
  • Detail-oriented with strong analytical and problem-solving abilities
  • Excellent organizational skills with ability to prioritize multiple deadlines
  • Effective written and verbal communication skills
  • Team player with a "roll up your sleeves" attitude
  • Execute core components of the monthly close process, ensuring accuracy and timeliness
  • Prepare and post journal entries, account reconciliations, and supporting schedules
  • Review balance sheet accounts to ensure accuracy and completeness
  • Assist in analyzing financial statement fluctuations and variances to prior periods
  • Support the Assistant Controller in streamlining and improving the close process
  • Assist in preparing monthly, quarterly, and annual financial statements
  • Support audit requirements by preparing documentation and responding to inquiries
  • Help maintain compliance with GAAP and other relevant accounting standards
  • Assisting external tax preparers by providing supporting schedules for tax filings and other requests, as well as assistance with other regulatory requirements
  • Document accounting policies and procedures to ensure consistent application
  • Review and process vendor invoices, ensuring proper coding and approvals
  • Manage the payment cycle and vendor relationships
  • Reconcile vendor statements and resolve discrepancies
  • Process employee expense reports and ensure compliance with company policies
  • Assist Finance with cash flow forecasting and monitoring
  • Reconcile bank accounts on a regular basis
  • Process and record wire transfers and other banking transactions
  • Support treasury operations as needed
  • Identify opportunities to streamline accounting processes and enhance efficiency
  • Support implementation and optimization of accounting systems and tools
  • Create and maintain documentation for accounting processes and controls
  • Assist in developing scalable processes to support company growth
Posted about 1 month ago
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