Senior Product Manager
New
S
Splash FinancialConsumer lending
Remote - UNITED STATES ONLYFull-TimeSenior
SalaryThe base salary range for this role is $145,000 to $185,000 annually. This role may also be eligible for a bonus component tied to individual and company performance.
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Job Details
- Experience
- 6+ years of product management experience in consumer technology or fintech
- Required Skills
- SQLProduct ManagementSnowflakeProduct Analytics
Requirements
- Have 6+ years of product management experience in consumer technology or fintech.
- Show a track record of shipping impactful products and owning outcomes end to end.
- Have working knowledge of consumer lending underwriting, credit decisioning, income and employment verification, document review, and conditions.
- Understand how product decisions affect credit risk and compliance.
- Bring hands-on experience with product analytics, funnel analysis, experimentation, and operational metrics such as cycle time, touch time, and throughput.
- Have experience improving operational workflows or building internal tools to reduce manual work, cycle time, or cost-to-serve.
- Have experience using AI and automation in products or workflows, such as document intelligence, decisioning, or process automation.
- Strongly preferred: direct experience with HELOC, home equity, or mortgage products, especially underwriting or loan operations.
- Familiarity with the HELOC underwriting lifecycle and LOS systems, including AVMs, appraisals, title, verification, e-closing, and lien recording, is a plus.
- Experience in a regulated environment and working with compliance on TILA, RESPA, ECOA, or HMDA is a plus.
- Experience with bank, credit union, or platform partners is a plus.
- SQL proficiency and experience with BI and product analytics tools such as Snowflake or Sigma are a plus.
Responsibilities
- Own the HELOC underwriting product strategy and roadmap from submitted application through close, including verification, property valuation, document review, and condition clearing.
- Track time-to-fund, map the loan lifecycle, identify delays, and ship changes that reduce time from application to funding without adding risk.
- Work with credit and operations to reduce manual work, shorten condition-clearing cycles, and increase loans processed per underwriter.
- Lead the AI and automation roadmap for underwriting and operations, including document classification and extraction, discrepancy flagging, condition recommendations, and exception routing.
- Partner with credit and valuation vendors to expand automated valuation coverage, improve hit rates, and reduce reliance on full appraisals.
- Build a state-aware closing experience with compliance, title, and e-closing partners, maximizing digital and remote online closings where permitted.
- Lead cross-functional teams across engineering, design, credit, operations, compliance, and marketing from discovery through launch.
- Partner with third-party vendors to translate partner and regulatory requirements into scalable product solutions.
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