Senior Product Manager - Credit Risk
New
J
JobgetherCredit risk
Based in United KingdomFull-TimeSenior
Salary not disclosed
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Job Details
- Experience
- 5–8 years of product management experience
- Required Skills
- SQLData AnalysisProduct Management
Requirements
- Have 5–8 years of product management experience at Product Manager or Senior Product Manager level.
- Have owned products throughout their lifecycle.
- Bring direct consumer-side credit experience at a lender, NBFC, credit-focused fintech, or BNPL company.
- Have experience building and scaling credit products in India or international markets.
- Have practical experience with credit signals, such as credit bureau data, alternative data, risk scores, or fraud indicators used in lending decisions.
- Have strong data analysis skills, including interpreting Gini and Kolmogorov-Smirnov (KS) statistics.
- Be able to independently extract insights using SQL.
- Translate complex financial and technical requirements into clear product strategies and deliverables.
- Additional relevant experience includes developing or commercializing a credit score, risk model, or decisioning engine.
- Familiarity with India's credit ecosystem, including credit bureaus, Account Aggregator frameworks, UPI, and GST data, is advantageous.
- Experience selling data products, credit risk solutions, or decisioning tools to lenders in a B2B environment is advantageous.
Responsibilities
- Define and manage the credit signals roadmap, including opportunities in alternative data, behavioral indicators, and fraud signals.
- Engage with banks, NBFCs, and fintech lenders to understand their underwriting, lending, and collections processes.
- Translate lender challenges into product opportunities.
- Develop solutions across customer onboarding, underwriting, credit limits, early-warning indicators, and collections.
- Collaborate with data science teams to define credit signals, evaluate model performance, and move models from experimentation into production.
- Lead the development and launch of scalable, API-first credit products and decisioning tools.
- Monitor product performance and business impact using metrics such as approval rates, delinquency levels, and fraud losses.
- Partner with Go-to-Market teams on product positioning, commercial proposals, and pricing strategies.
- Work with compliance stakeholders to address applicable regulatory requirements, including RBI regulations and data protection standards.
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