Underwriting Analyst

New
W
World Business LendersCommercial lending
Panama, 9:00am–6:00pm Eastern Time, Monday through FridayFull-TimeJunior
Salary not disclosed
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Job Details

Languages
The role requires strong spoken and written English.
Experience
At least 2 years of experience in underwriting, credit analysis, lending, or banking
Required Skills
Microsoft ExcelFinancial analysis

Requirements

  • Have a bachelor’s degree or equivalent experience demonstrating relevant proficiency.
  • Have at least 2 years of experience in underwriting, credit analysis, lending, or banking.
  • Demonstrate intermediate proficiency in MS Excel.
  • Be able to analyze financial statements, including profit and loss statements, balance sheets, and cash flow statements.
  • Be able to analyze bank statements and tax returns.
  • Have basic financial modeling capability.
  • Understand credit underwriting principles.
  • Demonstrate strong spoken and written English.
  • Bring strong analytical skills and high attention to detail.
  • Be able to work independently and learn independently.

Responsibilities

  • Prepare credit analyses to support well-informed credit recommendations.
  • Review business bank statements, financial statements, tax returns, and cash flow statements for investment analysis.
  • Structure and underwrite complex credit applications in line with profitability goals and risk guidelines.
  • Create financial models to analyze individual loan performance and overall portfolio health.
  • Underwrite loan applications according to WBL’s guidelines, policies, and procedures.
  • Prepare underwriting forms in Excel and loan approval forms for review, ensuring information is complete and accurate.
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