Business Risk Program Director (Commercial Credit Advisor)
New
P
PathwardFinancial Services
RemoteFull-TimeDirector
Salary$104,000– $174,000
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Job Details
- Experience
- 12+ years of experience in regulatory compliance, lending, loan review, or risk management roles, and 12+ years of commercial credit experience
- Required Skills
- Risk ManagementData analytics
Requirements
- Bachelor's degree in Finance, Business, Economics, or related field (Master's preferred).
- 12+ years of experience in regulatory compliance, lending, loan review, or risk management.
- 12+ years of commercial credit experience, including alternative energy, working capital, asset-based lending, equipment finance, leasing, and government-guaranteed lending.
- In-depth knowledge of credit program design, regulatory requirements, and risk management.
- Expertise in interpreting and applying regulations, including regulatory risk rating criteria.
- Strong analytical and data interpretation skills to assess regulatory impacts.
- Excellent communication and collaboration skills.
- Proactive, solutions-oriented mindset with the ability to anticipate market changes.
- Strong critical thinking and problem-solving skills.
Responsibilities
- Serve as the primary Commercial Finance regulatory advisor to business units to ensure compliance with laws, regulations, and internal policies.
- Monitor the bank's overall credit risk profile in relation to Board-approved risk appetite.
- Provide a credible challenge to lending decisions, including problem loan administration, underwriting, risk ratings, and collateral valuations.
- Develop and provide credit-related training to first line of defense staff.
- Administer and participate in credit-related committees and working groups.
- Prepare risk reports and present findings to stakeholders.
- Leverage data analytics and technology for predictive risk modeling.
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