Portfolio Analyst
New
R
RenmoneyFintech, Banking
Russia. Kazakhstan. Serbia. Nigeria. Tbilisi, Tbilisi, GeorgiaContractMiddle
Salary not disclosed
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Job Details
- Experience
- 3+ years
- Required Skills
- PythonSQLNumpyPandasMicrosoft Excelscikit-learn
Requirements
- 3+ years of experience in analytics or portfolio analytics.
- Higher education, preferably in a technical or economics-related field.
- Strong understanding of credit risks and metrics: PD, NPL, FPD, SPD, Roll Rate, CoR.
- Practical application of probability theory and mathematical statistics.
- Proficiency with Excel (advanced formulas, pivot tables).
- Proficiency with SQL (window functions, subqueries).
- Experience working with Python (NumPy, pandas, scikit-learn).
- Knowledge of regulatory requirements applicable to MFIs/Banks.
Responsibilities
- Analyze and monitor key portfolio metrics such as FPD, PD, LGD, NPL, and Surplus.
- Perform LTV assessment and actively participate in product pricing decisions.
- Develop customer segmentation strategies based on risk levels, products, and acquisition channels.
- Assess the impact of internal initiatives on financial results and optimize portfolio structure.
- Monitor risk concentration across regions, products, and borrower segments.
- Adjust credit policies based on default and early repayment data.
- Develop and improve processes related to loan origination.
- Formulate requirements for scoring models and analyze scorecard performance.
- Collaborate on cash flow forecasting models.
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