- Analyze and monitor key portfolio metrics such as FPD, PD, LGD, NPL, and Surplus.
- Perform LTV assessment and actively participate in product pricing decisions.
- Develop customer segmentation strategies based on risk levels, products, and acquisition channels.
- Assess the impact of internal initiatives on financial results and optimize portfolio structure.
- Monitor risk concentration across regions, products, and borrower segments.
- Adjust credit policies based on default and early repayment data.
- Develop and improve processes related to loan origination.
- Formulate requirements for scoring models and analyze scorecard performance.
- Collaborate on cash flow forecasting models.
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