Business Development Officer
New
D
DHD ConsultingSBA Lending, Commercial Lending
Virginia (VA): Annandale/Centreville area (Based at the branch office); Texas (TX): Houston area (Based at the branch office); Florida (FL): 100% remote (must be located within the Florida area); Washington (WA): Seattle area (100% remote, must be located within the Seattle area)Full-TimeMiddle
SalaryUSD 80000 - 100000 / year
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Job Details
- Languages
- English
- Experience
- Minimum of 3 years of lending experience.
- Required Skills
- Business DevelopmentNegotiationFinancial analysis
Requirements
- Bachelor's degree in Finance, Business, or Economics.
- Formal credit training.
- Minimum of 3 years of lending experience.
- Strong knowledge of SBA and commercial lending market and products.
- In-depth understanding of credit risk analysis, policies, and procedures.
- Knowledge of bank regulations.
- Business development and sales skills.
- Excellent communication, presentation, and negotiation skills.
- Detail-oriented with strong organizational skills.
- Fluency in English.
- Computer literacy.
Responsibilities
- Locate and propose potential business deals by reaching out to potential partners and exploring opportunities.
- Screen potential business deals by analyzing market strategies, financials, and deal requirements.
- Close new business deals by coordinating requirements, developing and negotiating contracts, and integrating contract terms.
- Provide applicants with detailed information regarding the loan application process and pre-qualify potential applicants.
- Negotiate loan terms, structure financing based on risk considerations, and present credits for approval.
- Source, develop, and assist in underwriting new loan requests for both new and existing customers.
- Maximize profitability through appropriate loan pricing, fee income, and the promotion of relevant products and services.
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