Credit Risk Manager/Senior Analyst

New
T
Thrive FinancialFintech
US - DomesticFull-TimeMiddle
Salary not disclosed
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Job Details

Experience
Three or more years working in a lending analytics roles with at least two years spent working in a risk environment
Required Skills
PythonSQLArtificial IntelligenceData analytics

Requirements

  • Three or more years working in a lending analytics roles with at least two years spent working in a risk environment
  • Proven track record of increased responsibility or promotions through performance
  • Experience working in an early-stage company or equivalent environment with minimal structure
  • Proficiency in SQL and/or Python
  • Comfortable wearing multiple hats and building/leading a team in the future
  • Passion for leveraging AI and automation to build lean and scalable risk analytics programs

Responsibilities

  • Build out analytics and procedures to monitor credit performance and uncover opportunities to protect Thrive’s bottom line
  • Produce reporting and dashboards that effectively communicate credit risk trends to a variety of stakeholders
  • Monitor and enhance credit underwriting models
  • Update loss forecasting estimates and analyze portfolio profitability
  • Identify improvements for more efficient customer underwriting to reduce friction while maintaining decision integrity
  • Leverage automation and AI to drive more insights with less overhead
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