Principal Product Manager - Steerage & Financial Incentives

HealthJoyHealthTech

HealthJoy is a remote-first employer.Full-TimePrincipal

SalaryMinimum salary for this position: $170,000+, commensurate with experience.

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Job Details

Experience: 10+ years
Required Skills: Artificial IntelligenceData AnalysisProduct ManagementCompliance

10+ years of product management experience, including time at a senior or principal level.
Proven track record of standing up new products with partner dependencies and regulatory constraints.
Deep domain background in healthcare, benefits, insurance, or fintech.
Business owner mindset with the ability to manage P&L logic.
Compliance-adjacent fluency to lead conversations with legal counsel.
Financial modeling depth, including unit economics and pricing framework stress-testing.
Experience influencing cross-functional teams without formal authority.
GTM experience in channel-driven markets involving brokers and consultants.
AI fluency and a clear point of view on AI-powered personalization in regulated environments.
Exceptional communication skills, including the ability to present complex models to executives and journeys to clinical teams.
Bachelor's degree or equivalent experience.

Stand up the product by evaluating build/buy/partner decisions and infrastructure.
Design incentive and compliance architecture in collaboration with legal and benefits counsel.
Develop and maintain financial models, including unit economics and risk structures.
Define member behavior change journeys and hold cross-functional systems accountable for outcomes.
Build the GTM plan and market narrative for broker and consultant channels.
Define and own operational proof standards and the ROI story for retention and expansion.
Influence and lead cross-functional teams across clinical programs, engineering, data, finance, and sales.

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