ACH Operations Analyst
J
JobgetherFintech, Payments
Based in the United StatesFull-TimeMiddle
Salary not disclosed
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Job Details
- Experience
- 3+ years
- Required Skills
- Data Analysis
Requirements
- 3+ years of experience in financial operations, fintech, banking, accounting, or related fields.
- Proven experience with reconciliation, transaction balancing, and financial operations processes.
- Strong understanding of banking operations, electronic money movement, payment processing, and digital wallet ecosystems.
- Familiarity with ACH networks and payment workflows.
- Knowledge of NACHA Operating Rules and ACH compliance requirements is preferred.
- Strong analytical and problem-solving skills with the ability to investigate discrepancies and identify root causes.
- High attention to detail and ability to manage multiple operational priorities.
- Comfortable working cross-functionally with internal stakeholders and external banking partners.
- Tech-forward mindset with interest in automation, process optimization, and emerging tools.
- Strong communication skills and ability to document processes clearly.
Responsibilities
- Execute daily, weekly, and monthly reconciliations across transactional systems, financial platforms, and banking partners.
- Monitor and validate end-to-end money movement activity, ensuring transactions are processed accurately and efficiently.
- Investigate and resolve payment discrepancies, failed transactions, and processing exceptions by partnering with internal teams and external financial institutions.
- Identify opportunities to automate manual processes, improve reconciliation workflows, and leverage AI-driven tools to increase operational efficiency.
- Manage merchant authorization processes, ensuring required documentation and approvals are accurately collected, validated, and maintained.
- Support customer and merchant inquiries related to payment operations by providing timely, accurate, and professional assistance.
- Maintain operational documentation and contribute to improving processes, controls, and reporting.
- Collaborate with cross-functional teams to support compliance requirements and strengthen payment program reliability.
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