Senior Payments Engineer
New
IndiaFull-TimeSenior
Salary5,000 - 9,500 USD per month
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Job Details
- Experience
- 7+ years
- Required Skills
- AWSPostgreSQLPythonKubernetesMySQLGoCI/CDRESTful APIsDistributed Systems
Requirements
- 7+ years of backend or full-stack engineering experience, with strong exposure to fintech, payments, or money-movement systems.
- Strong proficiency in Go (preferred) or equivalent experience in Python or similar backend languages.
- Experience building scalable RESTful APIs.
- Hands-on experience with payment processors, gateways, or acquiring systems.
- Understanding of core payments concepts (authorization, settlement, tokenization, idempotency, reconciliation, disputes).
- Experience building distributed systems using event-driven architectures, queues, and reliability patterns in cloud environments.
- Strong understanding of observability and production systems (e.g., logging, metrics, tracing, alerting).
- Experience working with CI/CD pipelines, containerized microservices, and cloud platforms (preferably AWS and Kubernetes).
- Familiarity with relational databases (MySQL/PostgreSQL) and ORM-based data access patterns.
- Demonstrated ability to leverage AI tools as part of daily engineering workflows.
- Bachelor’s degree in Computer Science, Engineering, or a related field.
Responsibilities
- Design, build, and maintain backend services (primarily in Go) that integrate with payment processors, gateways, and acquiring partners.
- Own end-to-end payment lifecycle systems including authorization, capture, settlement, reconciliation, refunds, chargebacks, and dispute handling.
- Architect fault-tolerant and idempotent distributed systems using patterns such as transactional outbox, queues, and event-driven workflows.
- Ensure PCI DSS-compliant engineering practices including secure handling of payment data, tokenization, 3DS/SCA flows, and financial auditability.
- Monitor, instrument, and optimize payment system performance including latency, approval rates, processor reliability, and settlement accuracy.
- Collaborate closely with cross-functional teams (Product, Risk, Compliance, Support) to solve complex payments and money-movement challenges.
- Mentor engineers, contribute to technical leadership, and help drive engineering best practices.
- Use AI tools to accelerate design, development, testing, and documentation.
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