Analytics Lead, Full Stack (Credit Analytics)
New
A
AffirmFinancial Technology
Remote USFull-TimeLead
Salary160,000 - 230,000 USD per year
Apply NowOpens the employer's application page
Job Details
- Experience
- 4+ years of experience
- Required Skills
- PythonSQLMachine LearningData scienceData visualization
Requirements
- Degree in Data Science, Computer Science, Engineering, Economics, or a related field
- 4+ years of experience (or equivalent senior-level experience)
- Experience setting credit strategy for de novo products using Sandbox data, retrospective studies or archives
- Experience in high-line unsecured lending, especially in the home improvement vertical
- SQL, Python, or other scripting languages
- Data mining, data visualisation, and statistical modeling
- Applying machine learning techniques to credit risk management
- Monitoring and interpreting model performance metrics across portfolios
- Proven experience leading cross-functional initiatives bridging Product, Legal, Compliance, and Engineering
- Deep understanding of consumer lending regulations, fair lending principles, and regional market dynamics
Responsibilities
- Leverage advanced data analytics to derive insights and optimize credit strategies across products and geographies.
- Partner with Engineering to design and build scalable risk models and credit risk capabilities.
- Monitor portfolio performance and macroeconomic trends that impact loan outcomes; proactively adjust underwriting and marketing strategies to mitigate risk.
- Collaborate closely with Product, Legal, and Compliance teams to interpret evolving regulatory and market requirements across jurisdictions.
- Engage and coordinate with external stakeholders — including merchants, vendors, and regulatory bodies.
- Oversee the development and execution of credit underwriting frameworks that balance growth, compliance, and risk mitigation goals.
- Drive cross-functional discussions to ensure new product launches and market entries are aligned with risk appetite.
View Full Description & ApplyYou'll be redirected to the employer's site
