Credit Products Analyst II - Commercial Banking
New
United StatesFull-TimeMiddle
Salary58,176 - 95,799 USD per year
Apply NowOpens the employer's application page
Job Details
- Experience
- 3+ Years
- Required Skills
- Microsoft ExcelFinancial analysis
Requirements
- Undergraduate Degree (4 years or equivalent) in Finance, Accounting, Economics, or a related discipline.
- 3+ Years in commercial banking, credit analysis, or a related field.
- Exposure to commercial credit structuring and deal underwriting beneficial.
- Proficiency in financial modeling, credit risk assessment, and industry research.
- Ability to analyze complex credit situations and recommend solutions.
- Strong skills in tracking financial reporting and monitoring credit agreements.
- Works effectively with RMs, Credit Officers, and external partners.
- Applies critical thinking to resolve credit issues and assess risk exposure.
- Proficient in financial analysis tools, CRM systems, and Excel (pivot tables, financial modeling).
Responsibilities
- Conduct financial spreading and risk rating analysis.
- Perform detailed credit due diligence and industry research.
- Prepare annual and periodic credit reviews.
- Monitor borrower performance and track financial covenants.
- Recommend risk rating adjustments based on financial trends.
- Assist Credit Products Specialists in structuring new loans and modifications.
- Prepare internal credit approval memoranda.
- Conduct market and collateral analysis.
- Review and interpret due diligence reports.
- Partner with Relationship Managers to prepare financing-related pitch materials.
View Full Description & ApplyYou'll be redirected to the employer's site
