Builders Capital Exchange

About Builders Capital Exchange

Builders Capital Exchange (BCX) is a network of specialized real estate finance brands, driven by the mission to support those who build, invest, and drive the housing economy. As the nation's largest private construction lender, Builders Capital, a founding brand within BCX, has funded over $8 billion in new construction loans since 2009, contributing to tens of thousands of new homes. They offer innovative financing solutions to a wide spectrum of developers and homebuilders, including single-asset loans, portfolio loans, and revolving credit facilities for acquisition, development, construction, and bridge financing. BCX stands apart by offering fast, builder-aligned funding, often closing in as few as 21 days, compared to the 45-90 days of traditional banks. This approach ensures capital velocity and streamlined processes for builders.

How We Work

You will join a company that prioritizes a supportive and collaborative environment. Employee reviews frequently highlight the excellent support system and the engaging, encouraging atmosphere within teams. Builders Capital Exchange values continuous learning, offering excellent training and development programs to help you enhance your skills and advance your career. The company strives to empower each brand within its network with independence, while maintaining financial rigor and customer commitment. You'll find a builder culture grounded in experimentation, accountability, and delivery, where team members work together to achieve common goals. While the environment is fast-paced, managers regularly assess team capacity to help keep stress manageable.

Engineering at Builders Capital Exchange

Builders Capital Exchange is constantly advancing technology to adapt to customer expectations and standards. They have developed proprietary technology, such as the Broker Portal, to streamline the lending process and empower brokers with more control. This platform allows for 24/7 processing of pricing requests and applications, eliminating traditional delays. You'll work with cutting-edge technology and resources, including internal pricing and underwriting teams for faster turnarounds. The company also leverages tools like BIMQuote and customhome.ai to offer fully modeled home designs, quantity takeoffs, and integrated budgeting, dramatically shortening preconstruction timelines. Your work will involve building scalable, production-ready AI solutions, developing reusable frameworks, APIs, and orchestration layers to accelerate AI adoption across multiple product lines. This includes working with modern AI infrastructure such as vector databases, orchestration frameworks, and MLOps/DevOps integration. You will champion responsible and secure AI practices, establishing engineering standards for model governance, telemetry, and risk management.

Why Join Us

• Drive national impact, shaping the future of construction financing for builders, developers, and homeowners across the U.S.
• Benefit from a flexible work environment that balances professional responsibilities with your personal life.
• Access cutting-edge technology and resources within an innovative environment at the forefront of the construction finance industry.
• Contribute to a company that has originated over $8 billion in new construction loans since 2009, making a significant impact on housing inventory.

Benefits & Perks

• Health Insurance: Builders Capital Exchange pays 100% of your medical insurance premiums, offering PPO and HSA plans.
• Competitive Compensation: Receive competitive wages that reward your expertise and hard work.
• Paid Time Off: Enjoy 3 weeks of paid time off each year.
• Paid Holidays: Get 10 paid holidays throughout the year.