ANNA Money

About ANNA Money

ANNA Money is the all-in-one business account and app for small businesses, sole traders, and freelancers — built to handle your banking, bookkeeping, and taxes so you can focus on running your business. The ANNA app brings together everything a business needs in one place. Send professional invoices, auto-chase late payments, create quotes, and get paid instantly via unique payment links or QR codes. Snap or forward receipts, and ANNA automatically matches and categorises your expenses. Need to file with HMRC? ANNA handles VAT returns, Corporation Tax, Self Assessment (including Making Tax Digital), payroll and PAYE — all from your phone or desktop. Beyond taxes, ANNA is a fully featured business account. Organise your cash flow with Money Pots (including smart pots linked to your tax calculations), make international payments with a dedicated IBAN, convert currencies from 0.5%, issue expense cards to employees and co-directors, and earn up to 40% cashback on 150+ products and services. ANNA also integrates with common tools such as Xero, Stripe, Sage, Shopify, Etsy, Amazon and more. Need to start from scratch? ANNA can register your company with Companies House too, with same-day incorporation available. What makes ANNA different is how it works: a chat-based interface that feels like having a smart assistant on call, not an accounting app. Most queries are handled by AI; where a human touch is needed, our 24/7 Cardiff-based customer service team steps in — with an average response time of under 50 seconds. Founded in 2018 and trusted by over 100,000 business owners, ANNA has grown into a global team with offices in London, Cardiff, Tbilisi, and Sydney (our newest home, opened in 2024). We're united by a simple mission: making business admin absolutely no nonsense.