Senior Product Manager, Portfolio Health

J
JobgetherFinancial products
Based in BrazilContractSenior
Salary not disclosed
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Job Details

Languages
Fluent Portuguese.
Required Skills
Data AnalysisProduct Management

Requirements

  • Hold a bachelor's degree, technology degree, or postgraduate qualification.
  • Have proven experience as a Product Manager leading the full product lifecycle, including discovery, prioritization, development, and performance monitoring.
  • Have experience with financial products or operations involving credit, collections, debt recovery, or related processes.
  • Have practical experience validating hypotheses and conducting experiments before investing in product development.
  • Be able to interpret financial indicators and use data to guide product strategy and decisions.
  • Have experience building and managing product roadmaps with multidisciplinary teams.
  • Bring an investigative, analytical, and critical-thinking approach, including the ability to challenge assumptions and identify root causes.
  • Have an experimental mindset and familiarity with AI tools.
  • Be able to make decisions autonomously and negotiate priorities with different stakeholders.
  • Be fluent in Portuguese.

Responsibilities

  • Improve collection, negotiation, financial recovery, and contract termination processes.
  • Identify opportunities to increase financial recovery, reduce payment delays, and minimize portfolio losses.
  • Investigate operational and product challenges through data analysis, stakeholder interviews, and observation of existing processes.
  • Formulate and validate hypotheses using prototypes, simulations, and pilot initiatives before committing to full development.
  • Build, maintain, and prioritize the product roadmap based on financial impact, implementation effort, business priorities, and risk.
  • Monitor portfolio indicators including recovery rates, account regularization, PDD, and financial losses.
  • Partner with Engineering, Design, QA, Collections, Credit, Legal, and Operations to define, develop, launch, and evaluate product improvements.
  • Use measurable outcomes to guide product decisions and refine the roadmap.
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