Property Claims Adjuster
New
J
JobgetherProperty insurance
Remote US; based in the United States, MST/PST; Mountain or Pacific time zonesFull-TimeSenior
SalaryAnnual base salary ranging from $70,000 to $90,000
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Job Details
- Experience
- At least 8 years of professional property claims experience
- Required Skills
- Microsoft OfficeNegotiationGoogle Workspace
Requirements
- Have at least 8 years of professional property claims experience.
- Demonstrate experience preparing property damage estimates using Cotality, Xactimate, or comparable platforms.
- Be able to independently write estimates from information obtained through inspections.
- Hold active adjuster licenses or be eligible to obtain the required state licenses, and maintain appropriate licensure.
- Have experience in a remote or hybrid property claims environment.
- Be familiar with virtual inspection technologies, AI-assisted claims tools, and digital property assessment platforms.
- Have strong knowledge of property claims investigation, policy interpretation, coverage analysis, damage evaluation, estimating, reserving, and settlement practices.
- Have strong written and verbal communication, negotiation, conflict-resolution, and problem-solving abilities.
- Be proficient with Microsoft Office and Google Workspace.
- Be able to work independently from a home office and manage multiple claims, deadlines, and competing priorities.
- Be willing to work a late shift on a permanent or rotational basis.
Responsibilities
- Manage homeowner property claims from First Notice of Loss through investigation, settlement, supplements, and closure.
- Review policy provisions, assess coverage and damage, and determine appropriate claim outcomes.
- Identify potential subrogation opportunities and fraud indicators, escalating concerns to internal teams.
- Select and conduct appropriate virtual, field, or third-party inspections.
- Prepare independent property damage estimates using Cotality or comparable estimating platforms.
- Maintain claim documentation, including coverage letters, estimates, activity notes, and settlement records.
- Apply reserving practices and update claim reserves throughout each file's lifecycle.
- Communicate claim progress and coverage decisions to policyholders, claimants, agents, and internal leadership.
- Negotiate settlements and coordinate with vendors, contractors, independent adjusters, and engineers.
- Participate in catastrophe claims operations and work extended or adjusted hours when required.
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