Life & Annuity Agent
J
JobgetherLife insurance
Must reside in a US stateContract
SalaryCommission-only compensation; 80% starting commission, based on carrier payout schedules, with higher commission contracts available for experienced producers. There is no guaranteed base salary. Annual earnings range from approximately $50,000 to $150,000, depending on individual performance and production.
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Job Details
- Required Skills
- Time ManagementActive listeningClient relationship management
Requirements
- Hold an active life insurance license in your state of residence or be willing to obtain the required license.
- Have a strong interest in life insurance, annuities, financial protection, and retirement planning.
- Demonstrate verbal and written communication skills to explain financial and insurance concepts clearly.
- Have interpersonal skills including active listening, empathy, and relationship building.
- Be able to work independently, manage your schedule, and establish personal business goals.
- Have organizational and time-management skills to manage leads, follow-ups, and client interactions.
- Take a customer-focused approach and show interest in helping families protect their financial well-being.
- Be willing to learn new products, understand carrier offerings, and develop professional expertise.
Responsibilities
- Connect with prospective clients through warm leads from approved lead-generation partners.
- Assess clients’ financial goals, insurance requirements, income protection needs, and retirement planning priorities.
- Recommend suitable life insurance and annuity products based on clients’ circumstances.
- Use access to more than 60 insurance carriers to identify products aligned with client needs.
- Guide prospective clients through product discussions, application preparation, follow-ups, and purchasing.
- Explain insurance options and product features to support informed client decisions.
- Collaborate with leadership and product specialists on complex cases.
- Set performance goals, organize daily activities, manage the sales pipeline, and develop sales practices.
- Follow applicable insurance licensing requirements and industry regulations.
- Participate in ongoing coaching, training, and professional development.
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