Product Manager - New Vertical

New

KovoConsumer fintech

Location: United States; Workplace: RemoteFull-TimeManager

Salary$180K - $270K; $180K – $270K • 0.06% – 0.13% • Offers benefits

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Job Details

Follow one of two experience paths: founder, co-founder, or founding engineer who owned a product end to end; or private equity, growth equity, credit investing, or strategic finance followed by an early fintech operator role building a business line.
Have taken a consumer product from zero to one.
Have consumer fintech experience in lending, payments, cash advance, banking, cards, or a similar area.
Have worked inside a bank or lending partnership program.
Prototype before or alongside writing a concise explanation of the product.
Pull your own numbers using SQL and product analytics.
Use AI agents heavily and hold their output to a high bar.
Bonus: have recently shipped production code in TypeScript, React, or similar; AI-assisted work counts.

Prototype candidate verticals in sandbox environments and test them with real customers.
Model CAC payback, loss rates, and margin for candidate verticals.
Recommend a vertical to the founders and present supporting evidence.
Work with legal and compliance to design a product version with fewer licenses and obligations.
Reuse Kovo's identity, payments, credit reporting, and customer-base capabilities where possible.
Build and ship the first version, including customer flows, integrations, events, and experiments.
Partner with backend engineering on the ledger, money movement, and other work involving funds.
Own the vertical's conversion, losses, payback, and retention metrics.
Own the technical side of partner and vendor integrations and design a cross-sell offer with the credit builder vertical.

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