Lead Product Manager - Card Products

New
B
BILLFintech, payments
Location: United StatesFull-TimeLead
Salary172,200 - 206,600 USD per year
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Job Details

Experience
8+ years of product management experience; 5+ years of experience building products for commercial businesses or consumers in a startup or similar fast-paced environment.
Required Skills
Product ManagementProduct Analytics

Requirements

  • Bachelor’s degree in business, engineering, or a related field, or equivalent practical experience.
  • 8+ years of product management experience, including ownership of payments or card products across strategy and execution.
  • 5+ years of experience building products for commercial businesses or consumers in a startup or similar fast-paced environment.
  • Experience bringing a credit, debit, prepaid, virtual, or commercial card product to market, with results in adoption, activation, usage, revenue, or retention.
  • Working knowledge of card issuance and payments, including authorization, processing, settlement, unit economics, and partner relationships.
  • Track record of running growth funnels and experiments, defining success metrics, and prioritizing without a fully mapped playbook.
  • Hands-on fluency with AI tools in product work.
  • Experience leading projects across Engineering, Design, Operations, and Go-To-Market teams.
  • Desired: Experience with corporate spend, accounts payable workflows, or SMB card payments.
  • Desired: Experience in a startup or high-growth fintech scaling a financial product.
  • Desired: Familiarity with prepaid card programs, stored-value or cash account products, or product-led growth in multi-sided customer ecosystems.

Responsibilities

  • Own the product strategy and roadmap for BILL’s AP card and virtual card, including expansion toward prepaid cards backed by a cash account.
  • Manage the card funnel from acquisition through onboarding, activation, and repeat usage.
  • Design and run experiments, deciding when to test and when to launch, and connect results to adoption, usage, and revenue outcomes.
  • Define card experiences for SMB accounts payable users, accountants managing client portfolios, and suppliers receiving virtual card payments.
  • Build business cases for card investments using unit economics and the issuing, processing, and network partner landscape.
  • Lead cross-functional execution with Engineering, Design, CX, Operations, Marketing, and Sales.
  • Coordinate launches, dependencies, and reliability across payment surfaces.
  • Define success metrics, instrument tracking, and build dashboards to guide prioritization with quantitative data and customer insight.
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172,200 - 206,600 USD per year
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