Compliance Director, High-Risk
F
FinixPayments fintech
Listing location: San Francisco / Remote; Workplace type: Remote; Structured job location: Remote; San FranciscoFull-TimeDirector
Salary not disclosed
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Job Details
- Experience
- 7+ years of experience in compliance, risk, or regulatory roles within payments, fintech, banking, or similar regulated environments
- Required Skills
- Microsoft Excel
Requirements
- Have 7+ years of experience in compliance, risk, or regulatory roles within payments, fintech, banking, or similar regulated environments.
- Bring hands-on experience with merchant underwriting and onboarding, including KYC/KYB and risk-based approval frameworks.
- Have experience with high-risk merchant verticals such as gaming and gambling, nutraceuticals, or CBD.
- Understand applicable card network and sponsor bank requirements for high-risk sectors.
- Be able to interpret regulatory and card network requirements and apply them to merchants, products, and business models.
- Have a strong understanding of risk management, controls, and sponsor bank oversight expectations.
- Have experience working directly with sales, business development, or product teams on deals and new market entry.
- Have experience drafting policies, procedures, and guides for business teams.
- Have experience leading complex cross-functional work with multiple dependencies and senior stakeholders.
- Be proficient in Microsoft Word, Excel, and PowerPoint or Google equivalents.
Responsibilities
- Serve as the primary compliance partner to Sales, Partnerships, and Underwriting on prospects and deals.
- Lead compliance strategy for gaming and gambling, including regulatory analysis, licensing and registration requirements, and merchant and vendor eligibility standards.
- Develop and maintain underwriting standards, risk-tiering, approval gates, and escalation paths for high-risk sectors.
- Evaluate new sectors, business models, and structures through market and regulatory research, and set minimum requirements before launch.
- Write and maintain procedures, onboarding guides, and underwriting playbooks for high-risk and restricted verticals.
- Translate laws, card network rules, and sponsor bank requirements into guidance for Product, Sales, Technology, and Operations.
- Work with Payment Operations to streamline onboarding workflows while maintaining controls.
- Guide and develop the Compliance Operations team through coaching, work-product review, and quality and documentation standards.
- Support sponsor bank and network relationships, AML/BSA, sanctions, fraud, audit readiness, and regulatory exam readiness.
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