Senior Credit Analyst
B
Banner BankCommercial lending
Remote - WA, OR & IDFull-TimeSenior
SalaryTargeted starting salary range (based on experience): $$88,657- $104,303
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Job Details
- Experience
- 4 or more years of experience as a Credit Analyst (Required).
- Required Skills
- Microsoft Excel
Requirements
- Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field.
- Equivalent combination of education and experience may be considered in lieu of a degree.
- At least 4 years of experience as a Credit Analyst.
- SBA credit analysis is preferred.
- Expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance.
- Knowledge of credit investigations, collateral requirements, and commercial lending concepts.
- Strong analytical and critical thinking skills and understanding of accounting principles.
- Knowledge of federal and state laws and regulations related to commercial lending.
- Proficiency with Excel, Word, and other business and lending systems.
- Ability to manage high work volume accurately in a fast-paced, deadline-driven environment.
Responsibilities
- Investigate credit and financial information for prospective and existing clients.
- Analyze financial statements, tax returns, cash flows, collateral support, and repayment sources for commercial loans.
- Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
- Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
- Partner with lending teams to support credit risk assessment and portfolio management.
- Support the Team Leader role and serve as a backup when needed.
- Train, mentor, and support the development of new team members.
- Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.
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