Senior Credit Analyst

B
Banner BankCommercial lending
Remote - WA, OR & IDFull-TimeSenior
SalaryTargeted starting salary range (based on experience): $$88,657- $104,303
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Job Details

Experience
4 or more years of experience as a Credit Analyst (Required).
Required Skills
Microsoft Excel

Requirements

  • Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field.
  • Equivalent combination of education and experience may be considered in lieu of a degree.
  • At least 4 years of experience as a Credit Analyst.
  • SBA credit analysis is preferred.
  • Expertise in analyzing complex financial statements, tax returns, credit information, and cash flow performance.
  • Knowledge of credit investigations, collateral requirements, and commercial lending concepts.
  • Strong analytical and critical thinking skills and understanding of accounting principles.
  • Knowledge of federal and state laws and regulations related to commercial lending.
  • Proficiency with Excel, Word, and other business and lending systems.
  • Ability to manage high work volume accurately in a fast-paced, deadline-driven environment.

Responsibilities

  • Investigate credit and financial information for prospective and existing clients.
  • Analyze financial statements, tax returns, cash flows, collateral support, and repayment sources for commercial loans.
  • Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
  • Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
  • Partner with lending teams to support credit risk assessment and portfolio management.
  • Support the Team Leader role and serve as a backup when needed.
  • Train, mentor, and support the development of new team members.
  • Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.
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Targeted starting salary range (based on experience): $$88,657- $104,303
Apply Now