- Investigate credit and financial information for prospective and existing clients.
- Analyze business and personal financial statements, tax returns, cash flows, collateral support, and repayment sources for new, renewed, and existing commercial loans.
- Independently evaluate complex credit relationships and develop recommendations with minimal guidance.
- Prepare spreadsheets, credit approval packages, credit proposals, financial summaries, and written opinions for loan decision makers.
- Partner with lending teams to support effective credit risk assessment and portfolio management.
- Support the Team Leader role and serve as a backup when needed.
- Train, mentor, and support the development of new team members.
- Maintain compliance with company policies, procedures, security requirements, and applicable government regulations.
Microsoft Excel