Associate Director, Compliance
New
J
JobgetherMortgage lending
Based in the United StatesFull-TimeDirector
Salary not disclosed
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Job Details
- Experience
- At least five years of experience within a financial institution; at least three years of experience in risk management or consumer compliance, specifically involving mortgage origination activities.
- Required Skills
- JiraQuality Assurance
Requirements
- Bachelor's degree in a relevant field, or an equivalent combination of education and professional experience.
- At least five years of experience within a financial institution.
- At least three years of experience in risk management or consumer compliance involving mortgage origination activities.
- Comprehensive understanding of mortgage lending operations, including loan processing, underwriting, closing, and quality assurance.
- Strong knowledge of federal and state mortgage lending laws and regulations, including Dodd-Frank, RESPA, TILA, TRID, ECOA, HMDA, GLBA, Fair Lending, UDAAP, and the SAFE Act.
- Advanced regulatory interpretation and compliance risk assessment capabilities.
- Experience developing or overseeing compliance monitoring and testing programs, conducting quality assurance reviews, assessing controls, and documenting findings.
- Familiarity with regulatory examinations, audit coordination, loan file reviews, corrective action tracking, and compliance reporting.
- Proficiency with ACES, Encompass, and Jira is preferred.
- Strong analytical and problem-solving skills, including root-cause analysis and recommending practical solutions.
- Written and verbal communication skills to explain regulatory requirements and collaborate with business leaders and cross-functional teams.
- Leadership and stakeholder management capabilities, including coordinating multiple workstreams and promoting accountability.
- Advanced prioritization, organization, and time management skills, with attention to detail and professional judgment.
- Ability to work independently and collaboratively in a fully remote environment.
Responsibilities
- Lead the development, implementation, and enhancement of compliance monitoring and testing programs, including procedures, methodologies, scripts, and reporting protocols.
- Ensure monitoring and testing align with regulatory requirements and internal standards, identifying deficiencies, control weaknesses, and emerging risks.
- Conduct second-level quality assurance reviews of testing results, methodology, findings, documentation, severity classifications, and regulatory conclusions.
- Partner with compliance leadership and business stakeholders to set performance objectives, evaluate metrics, and improve program effectiveness.
- Provide practical regulatory guidance on operational compliance matters across lending channels.
- Interpret mortgage lending regulations and translate requirements into guidance, processes, and compliance controls.
- Coordinate regulatory examinations and audit requests, including collection, validation, and submission of loan files and supporting documentation.
- Support branch audits and collaborate with audit personnel, branch leadership, and business stakeholders to complete deliverables.
- Monitor audit findings, facilitate escalation, and support implementation and tracking of corrective actions.
- Evaluate compliance controls and recommend improvements to the Compliance Management System.
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