Principal Product Manager - GoDaddy Capital
G
GoDaddyMerchant lending
This is a remote position in Ontario CanadaFull-TimePrincipal
SalaryCanada: $137,000 — $205,000 CAD; role may be eligible for a discretionary cash bonus scheme that pays 15% of base salary based on individual and company performance.
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Job Details
- Experience
- 7+ years of product management experience
- Required Skills
- Product ManagementJiraRisk Management
Requirements
- Have 7+ years of product management experience building and scaling customer-facing or platform products.
- Have experience building credit, lending, merchant capital, or other financial products involving underwriting, decisioning, funding, or portfolio management.
- Demonstrate ownership of a complex product from strategy through delivery, launch, measurement, and ongoing optimization.
- Understand how customer experience, credit policy, risk management, operations, and unit economics work together in a lending product.
- Have experience partnering with Engineering and Data teams on technically complex platforms, decisioning capabilities, models, and customer experiences.
- Demonstrate the ability to lead across Risk, Credit, Finance, Legal, Compliance, Operations, Design, and Go-to-Market teams.
- Be able to analyze trade-offs, define product economics, make decisions with incomplete information, and explain complex issues to senior leaders.
- Be able to drive clarity, decisions, and execution across globally distributed teams without direct authority.
- Small-business or entrepreneur financial product experience is a plus.
- Experience launching products across multiple markets or regulatory environments is a plus.
- Experience integrating third-party financial services into a broader product ecosystem is a plus.
- Familiarity with data science or machine-learning applications in credit decisioning, fraud prevention, or personalization is a plus.
- Experience with JIRA, QuickSight, FullStory, or similar product-development and analytics tools is a plus.
Responsibilities
- Define the product strategy, business case, and delivery roadmap for Capital on Us.
- Own the end-to-end merchant experience, from discovery and prequalification through application, offers, funding, repayment, renewals, and servicing.
- Partner with Credit and Risk to develop underwriting models, eligibility policies, decisioning strategies, pricing, and risk guardrails.
- Evaluate funding and operating models, including lending partners, funding capacity, risk-sharing structures, vendor economics, and build-versus-partner decisions.
- Partner with Engineering, Design, Data, Finance, Legal, Compliance, Operations, and Go-to-Market to prioritize and launch capabilities.
- Define and track eligibility, conversion, funding, utilization, repayment, credit losses, portfolio health, merchant outcomes, and financial performance.
- Research customer financing needs, competitors, and industry trends to identify and prioritize opportunities.
- Communicate strategy, decisions, trade-offs, risks, dependencies, and progress to senior leaders and cross-functional partners.
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