Underwriter II, USDA Generalist
J
JobgetherCommercial Lending
Remote work flexibility within the United States.Full-TimeMiddle
Salary$72,000–$120,000 USD
Apply NowOpens the employer's application page
Job Details
- Experience
- At least 3 years
- Required Skills
- MentoringFinancial analysis
Requirements
- Bachelor’s degree or equivalent combination of education and relevant professional experience.
- At least 3 years of relevant experience in commercial lending, credit underwriting, financial analysis, or a related field.
- Strong ability to analyze financial statements, cash flows, collateral, credit information, and business performance.
- Working knowledge of credit policies, underwriting standards, due diligence, loan documentation, and pre-funding processes.
- Strong business acumen and ability to understand borrower business models and asset conversion cycles.
- Excellent analytical and problem-solving skills with sound judgment.
- Strong written and verbal communication skills for internal and external stakeholders.
- Demonstrated customer focus and ability to provide consultative, value-added guidance.
- Effective negotiation skills for transaction requirements and closing documentation.
- Ability to manage multiple transactions efficiently with accuracy and attention to detail.
- Leadership mindset with the ability to mentor and develop junior colleagues.
Responsibilities
- Underwrite a broad spectrum of lending products applying established credit policies and standards.
- Review new deal packages for accuracy and credit quality, conducting initial interviews.
- Interpret financial and business due diligence including statements, cash flows, and collateral.
- Develop thorough understandings of prospect business models and associated credit risks.
- Collaborate with Business Development Officers to provide consultative credit guidance.
- Prepare comprehensive credit narratives documenting risks, mitigants, and underwriting conclusions.
- Coordinate closing documentation and facilitate the booking of new loans.
- Mentor and train analysts and less experienced professional team members.
View Full Description & ApplyYou'll be redirected to the employer's site
