Senior Credit Analyst & Team Lead
D
D2BMortgage Broking
Manila, Metro Manila, Philippines, 9:00AM - 6:00PM AESTFull-TimeLead
Salary2,100 - 3,150 AUD per month
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Job Details
- Experience
- Minimum 5 years of experience in the Australian mortgage broking industry
- Required Skills
- People Management
Requirements
- Minimum 5 years of experience in the Australian mortgage broking industry in credit assessment, loan processing, or senior broker support.
- Minimum 1 year of direct people management experience.
- Strong technical credit depth including non-standard income verification, credit score threshold analysis, and LVR boundaries.
- Advanced, hands-on proficiency with Connective Mercury CRM.
- Advanced, hands-on proficiency with Quickli for serviceability and borrowing capacity modelling.
- Advanced, hands-on proficiency with ApplyOnline (AOL).
- Familiarity with individual bank serviceability calculators and lender portals.
- Exceptional written communication skills and extreme attention to detail.
- Ability to execute quickly and accurately in a high-volume environment.
- Alignment with an inclusive, open-minded workplace culture.
Responsibilities
- Liaise internally with mortgage brokers and the VA team; and externally with lenders, bank portals, and compliance bodies.
- Perform detailed preliminary credit assessments, run Quickli servicing calculations, evaluate Equifax credit reports, and verify client documents.
- Calculate complex borrowing capacities, including non-standard and self-employed income scenarios.
- Ensure application adherence to Australian credit licensing compliance standards, lender credit guides, LVR boundaries, and privacy regulations.
- Review, verify, and quality-check all AOL data entered by the VA before submission.
- Manage lender forms, resolve submission issues, and handle rework efficiently.
- Maintain accurate deal tracking, file notes, and workflow automation within Connective Mercury.
- Provide direct supervision, structured training, and day-to-day workflow guidance to the offshore VA.
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