Senior Director of Underwriting, Fraud Monitoring & Boarding
New
J
JobgetherFintech Payments
Based in the United StatesFull-TimeDirector
Salary140,000 - 160,000 USD per year
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Job Details
- Experience
- 8+ years of relevant experience, including at least 3+ years leading teams or significant operational workstreams.
- Required Skills
- SQLRisk Management
Requirements
- 8+ years of relevant experience in payments risk, merchant underwriting, boarding, or credit risk.
- 3+ years leading teams or significant operational workstreams.
- Deep expertise in KYB/KYC, beneficial ownership, financial statement analysis, and exposure modeling.
- Demonstrated success modernizing legacy onboarding or underwriting environments through automated decisioning.
- Hands-on familiarity with modern KYB/KYC, fraud, bank-data aggregation, and decision-orchestration technologies.
- Working knowledge of card-network rules, NACHA, BSA/AML, and OFAC.
- Strong analytical capabilities, including fluency in SQL and portfolio data investigation.
- Practical understanding of AI and automation for risk decisioning and document review.
- Excellent communication and executive presence for stakeholder management.
- Strong cross-functional leadership skills to influence Product, Engineering, Compliance, and Finance.
Responsibilities
- Lead and scale teams across merchant underwriting, boarding operations, risk analytics, fraud monitoring, and portfolio risk.
- Own day-to-day merchant boarding and underwriting operations across payments and future lending applications.
- Redesign onboarding and underwriting workflows around intelligent automation and AI-assisted decisioning.
- Define and operationalize risk appetite, credit policies, exposure limits, and approval authorities.
- Establish effective risk governance routines and reporting for senior leadership and sponsor bank stakeholders.
- Partner with cross-functional teams to modernize KYB/KYC, sanctions screening, and decision orchestration capabilities.
- Contribute to the design of future embedded lending operations, including servicing controls and loss mitigation.
- Maintain compliance with NACHA, BSA/AML, OFAC, and card-network requirements across U.S. and Canadian operations.
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