Credit Analyst, Flex

Experience in unsecured retail lending (personal loans, credit cards, overdrafts, buy now pay later) Understanding of unsecured retail lending market dynamics and pricing impact Understanding of lending economics and experience developing/deploying underwriting strategies Strong analytical and data capabilities Technical coding skills, SQL is a must-have Python and Looker experience is a plus Working understanding of UK lending regulations Ability to work in a fast-paced environment Strong communication skills Experience in project management and coordination Ability to collaborate in a diverse team

Develop credit and pricing strategies for Flex Improve credit underwriting, boost growth, and manage portfolio risk Find patterns in data and translate them into insights Monitor existing strategy performance and iterate to improve Collaborate with engineering, marketing, product, risk, and control teams Develop, maintain, and monitor credit models Build and maintain database tables and dashboards Assess lending portfolio performance over time