Senior Product Manager- Merchant Integration and Embedded Finance

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Requirements:

• 5+ years of product management experience, with a strong focus on embedded finance, merchant integrations, and developer experience.
• Expertise in API product management, developer platforms, and merchant integration solutions.
• Experience in payments, financial services, merchant acquiring, and embedded finance.
• Strong technical understanding of APIs, authentication (OAuth, JWT), SDKs, and API security.
• Proven ability to work cross-functionally with Engineering, Risk, Compliance, Sales, and external partners.
• Experience in regulated financial services, ensuring compliance with PCI DSS, Reg-Z, AML, KYC, and financial industry best practices.

Responsibilities:

• Define and drive the product strategy for merchant integration, embedded finance, and developer experience.
• Own and optimize merchant onboarding and API integration, ensuring a frictionless experience for partners.
• Build and scale embedded finance solutions, including BNPL for merchants, white-label lending, and alternative payment solutions.
• Develop world-class developer experiences, including SDKs, API documentation, sandbox environments, and integration support.
• Collaborate with Engineering, Compliance, Risk, Sales, and Partnerships to deliver seamless and compliant solutions.
• Define key KPIs to measure merchant adoption, API performance, integration success rates, and developer engagement.
• Partner with external merchants, fintechs, and payment providers to scale ZIP’s embedded finance offerings.
• Advocate for best-in-class API design, security, and developer usability to create a frictionless integration process.