ApplySenior Credit Manager / Senior Staff Data Scientist, Personal Loan
Posted about 1 month agoViewed
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💎 Seniority level: Senior, 7+ years
📍 Location: US - Remote; FL - Jacksonville; DE - Greenville; NC - Charlotte; UT - Cottonwood Heights; CA - San Francisco HQ; NY - New York City
💸 Salary: 172800.0 - 297000.0 USD per year
🔍 Industry: Financial services
🏢 Company: SoFi👥 1001-5000💰 $750,000,000 Post-IPO Debt 10 months ago🫂 Last layoff 12 months agoFinancial ServicesWealth ManagementLife InsuranceFinTech
🗣️ Languages: English
⏳ Experience: 7+ years
🪄 Skills: PythonSQLData AnalysisData Mining
Requirements:
- 7+ years of related experience in consumer lending business.
- Experience in the credit strategy analytical life cycle, including strategy development and post-implementation monitoring.
- Proven analytical skills using customer performance data and bureau attributes.
- Proficiency in data exploration and credit modeling using Excel, SQL, and Python.
- Demonstrated ability to communicate analysis effectively to business partners and senior management.
- Knowledge of analytical techniques such as decision trees and regression.
Responsibilities:
- Analyze and evaluate data to propose credit risk strategies for SoFi's lending products, particularly Personal Loans.
- Independently develop and implement Personal Loan underwriting strategies aligned with the company's risk appetite.
- Monitor and analyze risk trends within the portfolio to provide insights and recommendations for strategy enhancements.
- Collaborate with cross-functional teams such as Business Units, Operations, Marketing, Finance, and Legal to deliver successful business results.
- Control credit risk by understanding and mitigating loss while promoting responsible revenue growth.
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