- Lead, coach, and grow Credit Risk Analysts and, as the function scales, team leads; own hiring plans, team structure, and career paths.
- Own credit risk operations, including underwriting and exposure decisions, portfolio monitoring, collections and recovery strategy, and loss forecasting.
- Define and maintain credit risk appetite, credit policy, and limits, and serve as the escalation point for high-exposure and exception decisions.
- Partner with Data Science and Risk Analytics to build, validate, and improve credit risk models and decisioning logic.
- Drive automation and AI-native approaches to credit risk, taking opportunities from idea through implementation.
- Set the multi-year roadmap for the credit risk function across people, models, data, and tooling.
- Build the credit risk framework for Jobber Payments and design the framework for a growing lending business.
- Partner with Fintech, Product, Finance, Legal, Compliance, and Customer Support to embed risk policy and controls in product and operational workflows.
- Own credit loss provisioning and stress testing, including expected credit loss methodology, forward-looking scenarios, and management overlays.
- Report portfolio health and emerging trends to leadership and risk committees, and oversee relationships with credit data and decisioning vendors.
PythonSQLMachine Learning