- Lead global second-line oversight of credit, FX, and counterparty risk across products and activities.
- Own the global risk framework, risk appetite, limits, governance, and portfolio oversight across products and legal entities.
- Provide independent challenge to first-line decisions and trusted advice to senior leaders.
- Oversee credit exposures and challenge underwriting strategies, customer and merchant risk policies, credit assessments, limit-setting methodologies, exception processes, and mitigation strategies.
- Establish and monitor second-line controls for FX and counterparty exposures, including pre-funding, settlement, customer activity, treasury flows, banking partners, payment partners, merchants, and customers.
- Lead monitoring of portfolio trends and early-warning indicators.
- Support risk committee decisions and material approvals.
- Represent Credit Risk in regulatory examinations, audits, and banking-partner reviews.
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