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Capital on Tap

Capital on Tap

Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.

251-500 employees
Founded 2012
$437.1M debt financing
Credit Cards
Private Company
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Credit CardsFinancial ServicesFinanceFinTech

Open Positions1

Remote | Cardiff | LondonFull-TimeFintechPosted
Decision Engineer
  • Building and maintaining the rules and logic that drive our automated customer decisions
  • Working with our Data Science, Credit, and Business Operations teams to understand what's needed and turn that into changes on the platform
  • Helping to monitor how our decisioning is performing and flagging anything that looks off
  • Investigating and fixing issues when decisions aren't behaving as expected
  • Contributing to improvements in how we work, based on data and your own observations
  • Collaborating with wider engineering and IT teams on data-related projects
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About Capital on Tap

Capital on Tap transforms small business finance. You will help over 200,000 small businesses manage spending with a credit card and platform. This all-in-one solution simplifies finances and rewards growth. Our customers have spent over $5 billion using our cards. Forbes and the Financial Times recognize us as one of Europe's fastest-growing businesses. We offer high credit limits, instant decisions, and valuable cashback rewards. Our goal is to save business owners time and money every day.

How We Work

We work with clear values that guide our daily actions. You will pilot new ideas fast, always asking questions and scaling quickly. We move with speed and simplicity, believing it gives us a competitive edge. Expect a supportive environment where you help your team. Everyone takes ownership of their tasks and commitments, ensuring work gets done. We provide direct and constructive feedback, helping you to flourish and grow.

Why Join Us

  • Impact real small businesses, simplifying their financial lives.
  • Join a profitable, fast-growing fintech recognized across Europe.
  • Work in a supportive culture focused on ownership and speed.
  • Receive a £1000 annual learning budget to drive your development.
  • Benefit from comprehensive perks including private healthcare and sabbaticals.

Benefits & Perks

  • Private Healthcare (Vitality), including dental and opticians services.
  • Worldwide travel insurance through Vitality.
  • Anniversary Rewards: £250, £500, £750, and a 4-week fully paid sabbatical.
  • Salary Sacrifice Pension Scheme up to 7% match.
  • Octopus EV Salary Sacrifice Scheme.
  • 28 days holiday plus bank holidays.
  • Annual Learning and Wellbeing Budget of £1000.
  • Enhanced Parental Leave.
  • Cycle to Work Scheme.
  • Season Ticket Loan.

Tech Stack

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