Developing credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections
Design and run experiments to optimise approval rates, loss rates, and profitability
Partner with product squads to embed decision logic into real-time systems
Ensure data quality, compliance, and ethical use of models across all decisioning processes
Mentor product squads on best practices in experimentation and data-driven decision making
Provide models to optimise outcomes in collections, churn management and user retention
PythonSQLMachine Learning+3 more
Showing 1 of 17 positions
About Moniepoint
Moniepoint is pioneering Africa's financial ecosystem, empowering millions of businesses and individuals with seamless payments, banking, credit, and business management tools. You will help process over $22 billion monthly for businesses across the continent. Moniepoint is Nigeria's largest merchant acquirer, powering most of the country's Point of Sale (POS) transactions. They also provide mobile banking solutions, enabling businesses to create accounts and accept online payments. Moniepoint has rapidly expanded, recognized as Africa's second-fastest growing company.
How We Work
You will join a team that prioritizes people first, fostering a culture of innovation, teamwork, and growth. We believe all opinions carry weight and every voice deserves to be heard. We operate with a "Work from anywhere" policy for eligible roles, embracing a distributed team structure. Our environment emphasizes continuous learning, with regular knowledge sharing, training, and internal technical talks. We embody grit, empathy, candour, technical depth, no ego, and integrity in our daily work.
Engineering at Moniepoint
You will help build scalable, secure, and innovative architectures that process billions in transactions. Our infrastructure leverages Java and Spring Boot for core backend systems, containerized with Docker and Kubernetes for consistent, scalable deployments. We manage vast datasets using PostgreSQL, DynamoDB, and Elasticsearch, hosted on AWS Cloud Infrastructure. For advanced data and AI capabilities, we integrate Google Cloud's Vertex AI, BigQuery ML, Cloud SQL, and Dataflow. Engineers here solve complex problems related to high-volume payment processing, financial security, and real-time data analytics, using modern tools like Selenium, Playwright, JMeter, and Postman for robust testing.
Why Join Us
Shape the future of fintech, directly impacting millions of users across Africa.
Work in a high-impact environment, building scalable solutions that process over $22 billion monthly.
Grow your skills with a learning-focused culture, emphasizing knowledge sharing and technical talks.
Collaborate in a diverse, inclusive team where every opinion is valued and respected.
Benefit from competitive compensation, health insurance, and annual bonuses, with potential for equity.